Cardigan, VIC: suburb profile

The population of Cardigan VIC is 1,064 according to the 2021 Census. The median personal income in Cardigan is $883 per week ($45,916 per year). Median rent in Cardigan is $350 per week ($1,517 per month). Cardigan has a median age of 36 years, younger than the national median of 38. Cardigan has a population density of 26 people per km².

The most common overseas birthplace in Cardigan is England. The most common religion is No religion (36.7% of residents). After English, the most spoken language is Sinhalese. The median monthly mortgage repayment in Cardigan is $2,167.

There were 93 recorded offences in Cardigan in 2025-25, a rate of 87 offences per 1,000 people. The most common offence category was theft (55 offences).

Population
1,064
Census 2021
Median income
$883/wk
Personal, Census 2021
Median rent
$350/wk
Weekly, Census 2021
Median age
36years
Census 2021

Valid: Census 2021 · Source: ABS Census of Population and Housing 2021; offences from Crime Statistics Agency Victoria (crimestatistics.vic.gov.au), 2025-25.

Cardigan vs the typical VIC suburb

The median personal income in Cardigan is $883 a week, 15% above the typical VIC suburb ($767). That ranks 301st of 1,274 VIC suburbs with 200 or more residents. Median rent is $350 a week, $34 more than the typical VIC suburb. Rent takes 12.9% of the median household income here, against 19.1% in the typical VIC suburb. The median resident is 36, 7 years younger than in the typical VIC suburb (43).

The typical suburb is the median across suburbs with 200 or more residents. ABS Census 2021, calculated by GDP.com.au.
MeasureCardiganTypical VICDifferenceTypical Australia
Personal income$883/wk$767/wk +15%$766/wk
Household income$2,713/wk$1,687/wk +61%$1,637/wk
Rent$350/wk$316/wk +11%$330/wk
Mortgage repayment$2,167/mo$1,723/mo +26%$1,733/mo
Median age3643 −7 yrs42
Rent share of household income12.9%19.1% −6.2 pts20.3%
Income, rent and mortgage against the typical suburb Valid: Census 2021 · Source: ABS, calculated by GDP.com.au
Bar chart of median income, rent and mortgage repayment in Cardigan, the typical VIC suburb and the typical Australian suburb.

Cardigan Population

1,064 residents at the 2021 Census.

Cardigan Median Income & Rent

Median Income
$883/wk
$45,916 per year
Ranked 2,336 of 14,663
Median Rent
$350/wk
$1,517 per month
Ranked 3,104 of 14,663
Median Age
36years
2 years younger than the national median
Mortgage
$2,167/mo
Avg household size: 3.4 · 0.8 per bedroom

Valid: Census 2021 · Source: ABS Census of Population and Housing.

Cardigan Rent Prices & Affordability

13% of median household income goes on median rent

Marks at 25% and 35%. Band: affordable.

Household income $2,713/wk
Median rent $350/wk
Rent to income 12.9%

Rent is under 25% of household income, generally considered affordable.

Median rent in Cardigan against your income

About $11,756 a month
Median rent $350/wk
Left after rent $2,363/wk
Rent share 12.9%

Cardigan Map

Cardigan, Victoria Map data: OpenStreetMap
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People in Cardigan

Demographics

Gender Split

Male 52.0% (552) Female 48.0% (509)

Population Density

26
people per km²
1,064 people · 40.7 km²

Households

3.4
Avg household size
0.8
Persons per bedroom
$2,763
Family income/wk

Age Distribution

0-4
5-9
10-14
15-19
20-24
25-29
30-34
35-39
40-44
45-49
50-54
55-59
60-64
65-69
70-74
75-79
80-84
85+
Male Female

Source: ABS Census 2021, Suburb and Locality (SAL)

Most common overseas birthplaces

England
2.6%
India
1.1%
Germany
0.8%
New Zealand
0.7%
Croatia
0.6%
Netherlands
0.6%
Philippines
0.4%

Shares are of all residents. Source: ABS Census 2021, G09 Country of Birth by SAL

Most common languages at home other than English

Sinhalese
0.9%
Malayalam
0.8%
Punjabi
0.7%
Croatian
0.6%
Italian
0.5%
Hindi
0.4%
Tagalog
0.3%

Shares are of all residents. Source: ABS Census 2021, G13 Language Used at Home by SAL

Ancestry

Australian
43.5%
English
38.2%
Irish
13.9%
Scottish
12.5%
German
3.9%
Italian
3.5%
Dutch
2.5%
Maltese
2.3%
Indian
1.9%
Polish
1.4%
Sri Lankan
1.2%

Shares are of the suburb population. People can report up to two ancestries, so shares add to more than 100%. Source: ABS Census 2021, G08 Ancestry by SAL

Religion

No religion
36.7%
Catholic
31.4%
Anglican
8.3%
Uniting Church
6.7%
Brethren
2.9%
Not stated
2.7%
Presbyterian and Reformed
2.5%
Hinduism
1.2%

Source: ABS Census 2021, G14 Religion by SAL

Indigenous Population

0.6%
Aboriginal & Torres Strait Islander

Source: ABS Census 2021, G07 Indigenous Status by SAL

Marital Status

Married
59.9% 491
Separated
1.2% 10
Divorced
5.0% 41
Widowed
1.3% 11
Never married
32.6% 267

Source: ABS Census 2021, G05 Marital Status by SAL

Family Structure

Couple: children under 15
54.2%
Couple: no children under 15
25.0%
Couple: no children
17.2%
One parent: no children under 15
2.3%
One parent: children under 15
1.3%

Source: ABS Census 2021, G29 Family Composition by SAL

Household Size

1 person
7.6%
2 persons
26.5%
3 persons
13.2%
4 persons
26.2%
5 persons
19.2%
6+ persons
7.3%

Source: ABS Census 2021, G35 Household Size by SAL

Homes in Cardigan

Housing Tenure

Of the 306 occupied private dwellings in Cardigan at the 2021 Census, 7.2% were rented, 36.6% owned outright and 53.9% owned with a mortgage.

Other tenure type
3.6% 11 dwellings
Owned outright
36.6% 112 dwellings
Owned with mortgage
53.9% 165 dwellings
Rented
7.2% 22 dwellings
Tenure type not stated
1.3% 4 dwellings

Source: ABS Census 2021, Suburb and Locality (SAL)

Dwelling Types

Separate house
100.0%

Source: ABS Census 2021, G36 Dwelling Structure by SAL

Number of Bedrooms

2 bedrooms
1.7%
3 bedrooms
19.7%
4 bedrooms
63.0%
5 bedrooms
13.7%
6+ bedrooms
2.0%

Source: ABS Census 2021, G41 Number of Bedrooms by SAL

Monthly Mortgage Repayments

$0-$299/mo
3.5%
$450-$599/mo
2.1%
$600-$799/mo
5.0%
$800-$999/mo
3.5%
$1,000-$1,399/mo
11.3%
$1,400-$1,799/mo
14.2%
$1,800-$2,399/mo
21.3%
$2,400-$2,999/mo
24.8%
$3,000-$3,999/mo
14.2%

Source: ABS Census 2021, G38 Mortgage Repayment by SAL

Car Ownership

0 vehicles
1.3%
1 vehicle
8.7%
2 vehicles
35.7%
3 vehicles
28.9%
4+ vehicles
25.4%

Source: ABS Census 2021, G34 Motor Vehicles per Dwelling by SAL

Work, income and education in Cardigan

Employment

Employed full-time
44.1% 342 people
Employed part-time
30.3% 235 people
Unemployed
1.8% 14 people
Not in labour force
23.8% 185 people

Source: ABS Census 2021, G46 Labour Force Status by SAL

Occupation

Professionals
30.8%
Managers
18.3%
Technicians & Trade Workers
15.7%
Clerical & Administrative
13.3%
Community & Personal Service
9.7%
Labourers
5.7%
Machinery Operators & Drivers
3.7%
Sales Workers
2.9%

Source: ABS Census 2021, G51 Industry of Employment by Occupation

Weekly Household Income

$150-$299/wk
1.9%
$400-$499/wk
1.1%
$500-$649/wk
2.3%
$650-$799/wk
1.9%
$800-$999/wk
4.6%
$1,000-$1,249/wk
4.9%
$1,250-$1,499/wk
5.3%
$1,500-$1,749/wk
5.7%
$1,750-$1,999/wk
4.6%
$2,000-$2,499/wk
11.8%
$2,500-$2,999/wk
12.5%
$3,000-$3,499/wk
10.3%
$3,500-$3,999/wk
9.1%
$4,000+/wk
24.0%

Source: ABS Census 2021, G33 Household Income by SAL

Personal Weekly Income Distribution

$0 or less/wk
10.8%
$1-$149/wk
7.7%
$150-$299/wk
5.6%
$300-$399/wk
1.7%
$400-$499/wk
2.1%
$500-$649/wk
4.2%
$650-$799/wk
7.0%
$800-$999/wk
13.3%
$1,000-$1,249/wk
9.0%
$1,250-$1,499/wk
6.2%
$1,500-$1,749/wk
8.4%
$1,750-$1,999/wk
5.6%
$2,000-$2,999/wk
10.4%
$3,000-$3,499/wk
3.1%
$3,500+/wk
4.8%

Source: ABS Census 2021, G17 Personal Income by SAL

How People Get to Work

Car (driver)
77.0%
Did not go to work
15.0%
Car (passenger)
5.9%
Truck
1.0%
Walked only
1.0%

Source: ABS Census 2021, G62 Method of Travel to Work by SAL

Education Level

Year 12 or equivalent
61.4%
Year 10 or equivalent
16.6%
Year 11 or equivalent
16.4%
Year 9 or equivalent
5.6%

Shares are of people whose highest year of school is Year 9 to 12 only. Source: ABS Census 2021, G16 Highest Year of School by SAL

Qualifications

Certificate III/IV
42.0%
Bachelor Degree
25.5%
Advanced Diploma/Diploma
17.6%
Postgraduate Degree
6.3%
Graduate Diploma/Certificate
5.2%
Certificate I/II
3.4%

Source: ABS Census 2021, G49 Non-School Qualification by SAL

Field of Study

Engineering
20.2%
Management & Commerce
20.2%
Health
16.3%
Education
11.3%
Architecture & Building
10.5%
Society & Culture
9.1%
Food, Hospitality & Personal Services
3.9%
Agriculture & Environment
3.6%
Natural & Physical Sciences
2.8%
Creative Arts
1.4%
Information Technology
0.8%

Source: ABS Census 2021, G51 Field of Study by SAL

School & University Attendance

Secondary: Catholic
18.9%
Primary: Catholic
17.9%
Secondary: Government
15.1%
Primary: Government
14.7%
Primary: Other Non-Govt
9.6%
Secondary: Other Non-Govt
9.3%
Pre-school
7.7%
Vocational Education
6.7%

Source: ABS Census 2021, G15 Type of Educational Institution by SAL

More from the 2021 Census

Need for Assistance

Does not have need for assistance
95.3%
Has need for assistance
2.8%
Need for assistance not stated
2.1%

Source: ABS Census 2021, G18 Core Activity Need for Assistance by SAL

Long-term Health Conditions

Mental health
81
Asthma
41
Arthritis
32
Diabetes
27
Heart disease
24
Cancer
11
Lung condition
10
Stroke
4
Kidney disease
3

Source: ABS Census 2021, G19 Long-term Health Conditions by SAL

Unpaid Carers

Provided unpaid assistance
14.2% 113
Did not provide
85.8% 685

Source: ABS Census 2021, G25 Unpaid Assistance by SAL

Volunteering

Volunteer
19.3% 154
Not a volunteer
80.7% 644

Source: ABS Census 2021, G23 Voluntary Work by SAL

Military Service

Previously served
1.9% 15
Never served
98.1% 790

Source: ABS Census 2021, G22 ADF Service by SAL

Children Ever Born

No children
30.3%
1 child
9.7%
2 children
28.4%
3 children
22.5%
4 children
5.6%
5+ children
3.5%

Source: ABS Census 2021, G28 Children Ever Born by SAL

When Migrants Arrived

1951: 1960
6
1961: 1970
13
1971: 1980
6
1981: 1990
7
1991: 2000
14
2001: 2010
18
2011: 2015
30
2016
3
2018
3
2020
4

Source: ABS Census 2021, G10 Year of Arrival by SAL

Population Mobility

10.1%
moved in the last year
44.1%
moved in the last 5 years
1.9%
unemployment rate (Census)
75.4%
labour force participation

Source: ABS Census 2021, G43 Summary by SAL

Where Residents Moved From

Same address
936
Moved from VIC
57
Moved: same area (SA2)
39
Moved from NSW
4

Source: ABS Census 2021, G44 Address 1 Year Ago by SAL

Unpaid Domestic Work

Less than 5 hours
25.7%
5: 14 hours
30.0%
15: 29 hours
15.7%
30+ hours
10.2%
Did not do domestic work
18.3%

Source: ABS Census 2021, G24 Unpaid Domestic Work by SAL

Family Blending

Intact family: no other children
90.9%
Step family: no other children
7.5%
Blended family: no other children
1.6%

Source: ABS Census 2021, G31 Family Blending by SAL

Cardigan Crime Statistics

93 reported offences in 2025-25, by category.

Theft
55
Property Damage
16
Break & Enter
10
Assault
4
Robbery
2
Drug Offences
2
Weapons
2
Fraud
1
Justice Procedures
1

Total offences by year

2016
2017
2018
2019
2020
2021
2022
2023
2024
2025

Source: Crime Statistics Agency Victoria (crimestatistics.vic.gov.au).

Cheaper alternatives with similar incomes

Suburbs near Cardigan

The closest suburb to Cardigan is Lucas, 2.7 km away.

Lucas
2.7 km away · income $923/wk · rent $380/wk
Alfredton
5.4 km away · income $841/wk · rent $365/wk
Lake Gardens
6.4 km away · income $763/wk · rent $360/wk
Winter Valley
6.5 km away · income $921/wk · rent $390/wk
Haddon
6.9 km away · income $790/wk · rent $400/wk
Miners Rest
7.1 km away · income $927/wk · rent $360/wk

Frequently Asked Questions About Cardigan

What is the population of Cardigan VIC?

The population of Cardigan VIC is 1,064 according to the ABS Census 2021. The suburb has a population density of 26 people per km². Cardigan is ranked #3,882 out of 14,663 suburbs by population.

What is the median income in Cardigan?

The median personal income in Cardigan VIC is $883 per week, or $45,916 per year. The median household income is $2,713 per week. Family income is $2,763 per week. Cardigan is ranked #2,336 by income out of 14,663 Australian suburbs.

How much is rent in Cardigan?

Median rent in Cardigan VIC is $350 per week ($1,517 per month). Rent represents 12.9% of household income, which is considered affordable. Cardigan ranks #3,104 out of 14,663 suburbs by rent.

What are mortgage repayments in Cardigan?

The median monthly mortgage repayment in Cardigan VIC is $2,167. This data comes from the ABS Census 2021 and reflects mortgage repayments for owner-occupied dwellings.

What is the median age in Cardigan?

The median age in Cardigan VIC is 36 years. This is younger than the national median age of 38 years.

Is Cardigan a good suburb to live in?

Cardigan is a suburb in Victoria with a population of 1,064. The median income is $883/wk, which is above the typical VIC suburb ($767/wk). Rent affordability is rated as affordable (12.9% of household income). See the full suburb profile above for detailed statistics.

Data: Australian Bureau of Statistics, Census of Population and Housing 2021. SA2 area: 20485. All dollar figures in AUD.