Calculators and tools
Calculators for tax and pay, property, saving and investing, and the cost of living in Australia.
Tax and pay
Income tax, take-home pay, leave entitlements and government payments.
- Tax Return EstimatorEstimate a 2025-26 tax refund from income, work-from-home days and deductions.
- Income Tax ComparisonCompare estimated 2026 income tax and employee levies in Australia, the USA, UK, New Zealand, Singapore and Ireland.
- Contractor Pay CalculatorABN and PAYG take-home pay and super at a daily rate, with the break-even day rate.
- Salary Sacrifice CalculatorTax saved by salary sacrificing into super, a novated lease or FBT-exempt items.
- GST CalculatorAdd GST, remove GST or find the GST component of any amount.
- FBT CalculatorFringe benefits tax on cars, parking and entertainment for the 2026-27 FBT year.
- Capital Gains Tax CalculatorCGT on property, shares and crypto, with discount eligibility and after-tax profit.
- Franking Credits CalculatorGrossed-up income, tax offset and refund eligibility for franked dividends.
- Redundancy CalculatorNES redundancy pay, notice, unused leave and tax, using the 2026-27 tax-free limit and ETP cap.
- Parental Leave CalculatorParental Leave Pay at $200.94 a day for up to 130 days per family, plus employer paid leave.
Property and housing
Home loan debt and investment borrowing.
Saving and investing
Superannuation, retirement and investment returns.
- FIRE CalculatorFIRE number, retirement age, Coast FIRE number and Barista FIRE gap.
- Super CalculatorProject a superannuation balance at retirement and income under assumed retirement drawdown settings.
- Shares vs Offset CalculatorCompare after-tax share returns with mortgage offset savings and calculate the break-even share return.
Prices and cost of living
Inflation, groceries, energy, fuel and everyday spending.
- Inflation CalculatorConvert any amount between quarters from 1948 to September 2026 using the ABS All groups CPI.
- Energy Bill EstimatorEstimate a quarterly electricity or gas bill using sourced electricity tariffs and editable usage and gas assumptions.
- Fuel Cost CalculatorFuel cost of a trip, one way and return, from distance, fuel use and price per litre.
- The Time MachineCompare grocery prices back-cast using ABS CPI with ABS average weekly earnings.
- Grocery Price TrackerCompare Woolworths and Coles grocery prices returned by the GDP price feed.
Calculators powered by Aussiepaycalc.com.au