Lake Cargelligo, NSW: suburb profile

The population of Lake Cargelligo NSW is 1,430 according to the 2021 Census. The median personal income in Lake Cargelligo is $641 per week ($33,332 per year). Median rent in Lake Cargelligo is $170 per week ($737 per month). Lake Cargelligo has a median age of 40 years, older than the national median of 38. Lake Cargelligo has a population density of 0.8 people per km².

The most common overseas birthplace in Lake Cargelligo is Philippines. The most common religion is No religion (22.0% of residents). After English, the most spoken language is Cantonese. The median monthly mortgage repayment in Lake Cargelligo is $867.

There were 43 recorded offences in Lake Cargelligo in 2025-26, a rate of 30 offences per 1,000 people. The most common offence category was theft (13 offences).

Population
1,430
Census 2021
Median income
$641/wk
Personal, Census 2021
Median rent
$170/wk
Weekly, Census 2021
Median age
40years
Census 2021

Valid: Census 2021 · Source: ABS Census of Population and Housing 2021; offences from NSW BOCSAR (bocsar.nsw.gov.au), 2025-26.

Lake Cargelligo vs the typical NSW suburb

The median personal income in Lake Cargelligo is $641 a week, 16% below the typical NSW suburb ($765). That ranks 1,592nd of 2,150 NSW suburbs with 200 or more residents. Median rent is $170 a week, $215 less than the typical NSW suburb. Rent takes 14.7% of the median household income here, against 22.6% in the typical NSW suburb. The median resident is 40, 3 years younger than in the typical NSW suburb (43).

The typical suburb is the median across suburbs with 200 or more residents. ABS Census 2021, calculated by GDP.com.au.
MeasureLake CargelligoTypical NSWDifferenceTypical Australia
Personal income$641/wk$765/wk −16%$766/wk
Household income$1,158/wk$1,704/wk −32%$1,637/wk
Rent$170/wk$385/wk −56%$330/wk
Mortgage repayment$867/mo$1,965/mo −56%$1,733/mo
Median age4043 −3 yrs42
Rent share of household income14.7%22.6% −7.9 pts20.3%
Income, rent and mortgage against the typical suburb Valid: Census 2021 · Source: ABS, calculated by GDP.com.au
Bar chart of median income, rent and mortgage repayment in Lake Cargelligo, the typical NSW suburb and the typical Australian suburb.

Lake Cargelligo Population

1,430 residents at the 2021 Census.

Lake Cargelligo Median Income & Rent

Median Income
$641/wk
$33,332 per year
Ranked 6,411 of 14,663
Median Rent
$170/wk
$737 per month
Ranked 8,038 of 14,663
Median Age
40years
2 years older than the national median
Mortgage
$867/mo
Avg household size: 2.4 · 0.8 per bedroom

Valid: Census 2021 · Source: ABS Census of Population and Housing.

Lake Cargelligo Rent Prices & Affordability

15% of median household income goes on median rent

Marks at 25% and 35%. Band: affordable.

Household income $1,158/wk
Median rent $170/wk
Rent to income 14.7%

Rent is under 25% of household income, generally considered affordable.

Median rent in Lake Cargelligo against your income

About $5,018 a month
Median rent $170/wk
Left after rent $988/wk
Rent share 14.7%

Lake Cargelligo Map

Lake Cargelligo, New South Wales Map data: OpenStreetMap
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People in Lake Cargelligo

Demographics

Gender Split

Male 49.5% (709) Female 50.5% (724)

Population Density

0.8
people per km²
1,430 people · 1788.8 km²

Households

2.4
Avg household size
0.8
Persons per bedroom
$1,467
Family income/wk

Age Distribution

0-4
5-9
10-14
15-19
20-24
25-29
30-34
35-39
40-44
45-49
50-54
55-59
60-64
65-69
70-74
75-79
80-84
85+
Male Female

Source: ABS Census 2021, Suburb and Locality (SAL)

Most common overseas birthplaces

Philippines
1.0%
China
0.8%
South Africa
0.8%
England
0.6%
India
0.5%
Fiji
0.3%
New Zealand
0.3%
Cambodia
0.3%

Shares are of all residents. Source: ABS Census 2021, G09 Country of Birth by SAL

Most common languages at home other than English

Cantonese
0.7%
Gujarati
0.6%
Australian Indigenous Languages
0.5%
Arabic
0.4%
Japanese
0.3%
Khmer
0.3%
Tagalog
0.3%
Mandarin
0.2%

Shares are of all residents. Source: ABS Census 2021, G13 Language Used at Home by SAL

Ancestry

Australian
42.0%
English
30.6%
Australian Aboriginal
16.8%
Scottish
9.2%
Irish
7.5%
German
3.0%
Indian
1.1%
Chinese
1.0%
Italian
0.8%
Dutch
0.6%
Filipino
0.6%

Shares are of the suburb population. People can report up to two ancestries, so shares add to more than 100%. Source: ABS Census 2021, G08 Ancestry by SAL

Religion

No religion
22.0%
Catholic
20.8%
Anglican
20.1%
Not stated
13.1%
Uniting Church
12.1%
Brethren
5.4%
Presbyterian and Reformed
1.7%
Christian (other)
1.5%

Source: ABS Census 2021, G14 Religion by SAL

Indigenous Population

18.0%
Aboriginal & Torres Strait Islander

Source: ABS Census 2021, G07 Indigenous Status by SAL

Marital Status

Married
46.5% 520
Separated
4.9% 55
Divorced
6.2% 69
Widowed
7.8% 87
Never married
34.7% 388

Source: ABS Census 2021, G05 Marital Status by SAL

Family Structure

Couple: children under 15
42.6%
Couple: no children
29.5%
One parent: children under 15
12.7%
Couple: no children under 15
9.4%
One parent: no children under 15
5.9%

Source: ABS Census 2021, G29 Family Composition by SAL

Household Size

1 person
32.6%
2 persons
33.8%
3 persons
13.5%
4 persons
9.1%
5 persons
7.9%
6+ persons
3.1%

Source: ABS Census 2021, G35 Household Size by SAL

Homes in Lake Cargelligo

Housing Tenure

Of the 519 occupied private dwellings in Lake Cargelligo at the 2021 Census, 30.4% were rented, 43.0% owned outright and 21.2% owned with a mortgage.

Other tenure type
4.0% 21 dwellings
Owned outright
43.0% 223 dwellings
Owned with mortgage
21.2% 110 dwellings
Rented
30.4% 158 dwellings
Tenure type not stated
1.5% 8 dwellings

Source: ABS Census 2021, Suburb and Locality (SAL)

Dwelling Types

Separate house
100.0%

Source: ABS Census 2021, G36 Dwelling Structure by SAL

Number of Bedrooms

1 bedroom
5.4%
2 bedrooms
16.3%
3 bedrooms
42.5%
4 bedrooms
27.8%
5 bedrooms
4.8%
6+ bedrooms
3.2%

Source: ABS Census 2021, G41 Number of Bedrooms by SAL

Monthly Mortgage Repayments

$0-$299/mo
11.3%
$300-$449/mo
3.8%
$450-$599/mo
5.7%
$600-$799/mo
16.0%
$800-$999/mo
13.2%
$1,000-$1,399/mo
11.3%
$1,400-$1,799/mo
14.2%
$1,800-$2,399/mo
14.2%
$2,400-$2,999/mo
5.7%
$3,000-$3,999/mo
4.7%

Source: ABS Census 2021, G38 Mortgage Repayment by SAL

Car Ownership

0 vehicles
6.6%
1 vehicle
36.0%
2 vehicles
37.2%
3 vehicles
14.3%
4+ vehicles
6.0%

Source: ABS Census 2021, G34 Motor Vehicles per Dwelling by SAL

Work, income and education in Lake Cargelligo

Employment

Employed full-time
37.6% 350 people
Employed part-time
19.5% 182 people
Unemployed
2.7% 25 people
Not in labour force
40.2% 374 people

Source: ABS Census 2021, G46 Labour Force Status by SAL

Occupation

Managers
22.7%
Professionals
21.3%
Technicians & Trade Workers
14.1%
Community & Personal Service
13.1%
Clerical & Administrative
10.7%
Machinery Operators & Drivers
6.9%
Labourers
5.8%
Sales Workers
5.5%

Source: ABS Census 2021, G51 Industry of Employment by Occupation

Weekly Household Income

Nil/Negative/wk
2.3%
$1-$149/wk
0.8%
$150-$299/wk
3.0%
$300-$399/wk
3.2%
$400-$499/wk
11.9%
$500-$649/wk
4.2%
$650-$799/wk
9.3%
$800-$999/wk
9.1%
$1,000-$1,249/wk
8.9%
$1,250-$1,499/wk
9.7%
$1,500-$1,749/wk
6.6%
$1,750-$1,999/wk
6.8%
$2,000-$2,499/wk
8.9%
$2,500-$2,999/wk
6.6%
$3,000-$3,499/wk
3.2%
$3,500-$3,999/wk
0.6%
$4,000+/wk
4.9%

Source: ABS Census 2021, G33 Household Income by SAL

Personal Weekly Income Distribution

$0 or less/wk
9.9%
$1-$149/wk
3.5%
$150-$299/wk
8.7%
$300-$399/wk
6.9%
$400-$499/wk
6.9%
$500-$649/wk
2.7%
$650-$799/wk
10.9%
$800-$999/wk
12.4%
$1,000-$1,249/wk
12.3%
$1,250-$1,499/wk
7.1%
$1,500-$1,749/wk
5.0%
$1,750-$1,999/wk
3.6%
$2,000-$2,999/wk
6.9%
$3,000-$3,499/wk
1.2%
$3,500+/wk
2.1%

Source: ABS Census 2021, G17 Personal Income by SAL

How People Get to Work

Car (driver)
71.0%
Walked only
9.7%
Did not go to work
9.1%
Car (passenger)
5.6%
Truck
2.1%
Bicycle
1.2%
Motorbike/Scooter
0.8%
Other
0.6%

Source: ABS Census 2021, G62 Method of Travel to Work by SAL

Education Level

Year 12 or equivalent
42.5%
Year 10 or equivalent
37.5%
Year 9 or equivalent
10.8%
Year 11 or equivalent
9.2%

Shares are of people whose highest year of school is Year 9 to 12 only. Source: ABS Census 2021, G16 Highest Year of School by SAL

Qualifications

Certificate III/IV
48.7%
Bachelor Degree
17.2%
Advanced Diploma/Diploma
16.0%
Postgraduate Degree
7.1%
Graduate Diploma/Certificate
6.2%
Certificate I/II
4.7%

Source: ABS Census 2021, G49 Non-School Qualification by SAL

Field of Study

Engineering
22.8%
Education
19.1%
Management & Commerce
14.0%
Health
9.9%
Society & Culture
9.6%
Agriculture & Environment
8.8%
Food, Hospitality & Personal Services
6.6%
Architecture & Building
5.9%
Information Technology
1.8%
Natural & Physical Sciences
1.5%

Source: ABS Census 2021, G51 Field of Study by SAL

School & University Attendance

Primary: Government
38.9%
Secondary: Government
16.6%
Pre-school
14.3%
Primary: Catholic
9.8%
Vocational Education
8.7%
Secondary: Other Non-Govt
4.9%
Secondary: Catholic
3.8%
Primary: Other Non-Govt
3.0%

Source: ABS Census 2021, G15 Type of Educational Institution by SAL

More from the 2021 Census

Need for Assistance

Does not have need for assistance
81.1%
Has need for assistance
5.9%
Need for assistance not stated
13.0%

Source: ABS Census 2021, G18 Core Activity Need for Assistance by SAL

Long-term Health Conditions

Mental health
100
Asthma
88
Arthritis
59
Diabetes
46
Heart disease
33
Lung condition
31
Cancer
22
Kidney disease
13
Stroke
13
Dementia
3

Source: ABS Census 2021, G19 Long-term Health Conditions by SAL

Unpaid Carers

Provided unpaid assistance
12.9% 126
Did not provide
87.1% 850

Source: ABS Census 2021, G25 Unpaid Assistance by SAL

Volunteering

Volunteer
30.2% 295
Not a volunteer
69.8% 682

Source: ABS Census 2021, G23 Voluntary Work by SAL

Military Service

Previously served
1.2% 12
Never served
98.8% 971

Source: ABS Census 2021, G22 ADF Service by SAL

Children Ever Born

No children
24.8%
1 child
9.7%
2 children
18.5%
3 children
27.0%
4 children
14.2%
5+ children
5.9%

Source: ABS Census 2021, G28 Children Ever Born by SAL

When Migrants Arrived

1951: 1960
4
1971: 1980
4
1991: 2000
15
2001: 2010
10
2011: 2015
12
2016
3
2017
16
2018
4
2019
4

Source: ABS Census 2021, G10 Year of Arrival by SAL

Population Mobility

11.4%
moved in the last year
32.0%
moved in the last 5 years
4.0%
unemployment rate (Census)
54.3%
labour force participation

Source: ABS Census 2021, G43 Summary by SAL

Where Residents Moved From

Same address
1,091
Moved: same area (SA2)
84
Moved from NSW
39
Moved from VIC
6
Moved from NT
3
Moved from overseas
3

Source: ABS Census 2021, G44 Address 1 Year Ago by SAL

Unpaid Domestic Work

Less than 5 hours
18.0%
5: 14 hours
27.2%
15: 29 hours
11.0%
30+ hours
11.5%
Did not do domestic work
32.2%

Source: ABS Census 2021, G24 Unpaid Domestic Work by SAL

Family Blending

Intact family: no other children
85.0%
Step family: no other children
5.3%
Intact family: other children present
4.5%
Other couple: children only
3.0%
Blended family: no other children
2.3%

Source: ABS Census 2021, G31 Family Blending by SAL

Lake Cargelligo Crime Statistics

43 reported offences in 2025-26, by category.

Theft
13
Other Against Person
10
Other Against Property
9
Assault
8
Property Damage
3

Total offences by year

2020
2021
2022
2023
2024
2025

Source: NSW BOCSAR (bocsar.nsw.gov.au).

Cheaper alternatives with similar incomes

Frequently Asked Questions About Lake Cargelligo

What is the population of Lake Cargelligo NSW?

The population of Lake Cargelligo NSW is 1,430 according to the ABS Census 2021. The suburb has a population density of 0.8 people per km². Lake Cargelligo is ranked #3,468 out of 14,663 suburbs by population.

What is the median income in Lake Cargelligo?

The median personal income in Lake Cargelligo NSW is $641 per week, or $33,332 per year. The median household income is $1,158 per week. Family income is $1,467 per week. Lake Cargelligo is ranked #6,411 by income out of 14,663 Australian suburbs.

How much is rent in Lake Cargelligo?

Median rent in Lake Cargelligo NSW is $170 per week ($737 per month). Rent represents 14.7% of household income, which is considered affordable. Lake Cargelligo ranks #8,038 out of 14,663 suburbs by rent.

What are mortgage repayments in Lake Cargelligo?

The median monthly mortgage repayment in Lake Cargelligo NSW is $867. This data comes from the ABS Census 2021 and reflects mortgage repayments for owner-occupied dwellings.

What is the median age in Lake Cargelligo?

The median age in Lake Cargelligo NSW is 40 years. This is older than the national median age of 38 years.

Is Lake Cargelligo a good suburb to live in?

Lake Cargelligo is a suburb in New South Wales with a population of 1,430. The median income is $641/wk, which is below the typical NSW suburb ($765/wk). Rent affordability is rated as affordable (14.7% of household income). See the full suburb profile above for detailed statistics.

Data: Australian Bureau of Statistics, Census of Population and Housing 2021. SA2 area: 12250. All dollar figures in AUD.