Saratoga, NSW: suburb profile

The population of Saratoga NSW is 3,982 according to the 2021 Census. The median personal income in Saratoga is $869 per week ($45,188 per year). Median rent in Saratoga is $485 per week ($2,102 per month). Saratoga has a median age of 43 years, older than the national median of 38. Saratoga has a population density of 1,678 people per km².

The most common overseas birthplace in Saratoga is England. The most common religion is No religion (41.7% of residents). After English, the most spoken language is Spanish. The median monthly mortgage repayment in Saratoga is $2,167.

There were 12 recorded offences in Saratoga in 2025-26, a rate of 3 offences per 1,000 people. The most common offence category was assault (3 offences).

Population
3,982
Census 2021
Median income
$869/wk
Personal, Census 2021
Median rent
$485/wk
Weekly, Census 2021
Median age
43years
Census 2021

Valid: Census 2021 · Source: ABS Census of Population and Housing 2021; offences from NSW BOCSAR (bocsar.nsw.gov.au), 2025-26.

Saratoga vs the typical NSW suburb

The median personal income in Saratoga is $869 a week, 14% above the typical NSW suburb ($765). That ranks 698th of 2,150 NSW suburbs with 200 or more residents. Median rent is $485 a week, $100 more than the typical NSW suburb. Rent takes 24.4% of the median household income here, against 22.6% in the typical NSW suburb. The median resident is 43, the same age as in the typical NSW suburb.

The typical suburb is the median across suburbs with 200 or more residents. ABS Census 2021, calculated by GDP.com.au.
MeasureSaratogaTypical NSWDifferenceTypical Australia
Personal income$869/wk$765/wk +14%$766/wk
Household income$1,989/wk$1,704/wk +17%$1,637/wk
Rent$485/wk$385/wk +26%$330/wk
Mortgage repayment$2,167/mo$1,965/mo +10%$1,733/mo
Median age4343 0 yrs42
Rent share of household income24.4%22.6% +1.8 pts20.3%
Income, rent and mortgage against the typical suburb Valid: Census 2021 · Source: ABS, calculated by GDP.com.au
Bar chart of median income, rent and mortgage repayment in Saratoga, the typical NSW suburb and the typical Australian suburb.

Saratoga Population

3,982 residents at the 2021 Census.

Saratoga Median Income & Rent

Median Income
$869/wk
$45,188 per year
Ranked 2,515 of 14,663
Median Rent
$485/wk
$2,102 per month
Ranked 753 of 14,663
Median Age
43years
5 years older than the national median
Mortgage
$2,167/mo
Avg household size: 2.7 · 0.8 per bedroom

Valid: Census 2021 · Source: ABS Census of Population and Housing.

Saratoga Rent Prices & Affordability

24% of median household income goes on median rent

Marks at 25% and 35%. Band: affordable.

Household income $1,989/wk
Median rent $485/wk
Rent to income 24.4%

Rent is under 25% of household income, generally considered affordable.

Median rent in Saratoga against your income

About $8,619 a month
Median rent $485/wk
Left after rent $1,504/wk
Rent share 24.4%

Saratoga Schools

7
schools nearby
4
government
1040
avg ICSEA score
3,279
total students
Green Point Christian College Independent
Combined · K-12 · 1,175 students
1106
ICSEA
Yattalunga Valley Christian School Independent
Primary · U · 26 students
1095
ICSEA
Holy Cross Catholic Primary School Catholic
Primary · K-6 · 285 students
1081
ICSEA
Empire Bay Public School Government
Primary · K-6 · 426 students
1039
ICSEA
Brisbania Public School Government
Primary · K-6 · 358 students
1014
ICSEA
Brisbane Water Secondary College Woy Woy Campus Government
Secondary · 10-12 · 644 students
974
ICSEA
Woy Woy Public School Government
Primary · P-6 · 365 students
970
ICSEA

Source: Australian Curriculum, Assessment and Reporting Authority (ACARA), 2025. ICSEA is the Index of Community Socio-Educational Advantage (national average 1000).

All schools near Saratoga, with a map

Saratoga Map

Saratoga, New South Wales Map data: OpenStreetMap
Loading map…

Saratoga, New South Wales: 33.4757°S, 151.3525°E

Saratoga Circle size: offences per 1,000 residents Schools (7)

People in Saratoga

Demographics

Gender Split

Male 49.3% (1,962) Female 50.7% (2,015)

Population Density

1,678
people per km²
3,982 people · 2.4 km²

Households

2.7
Avg household size
0.8
Persons per bedroom
$2,304
Family income/wk

Age Distribution

0-4
5-9
10-14
15-19
20-24
25-29
30-34
35-39
40-44
45-49
50-54
55-59
60-64
65-69
70-74
75-79
80-84
85+
Male Female

Source: ABS Census 2021, Suburb and Locality (SAL)

Most common overseas birthplaces

England
5.5%
New Zealand
2.1%
South Africa
0.7%
Scotland
0.5%
Italy
0.4%
China
0.3%
Ireland
0.3%

Shares are of all residents. Source: ABS Census 2021, G09 Country of Birth by SAL

Most common languages at home other than English

Spanish
0.6%
German
0.4%
Mandarin
0.4%
Afrikaans
0.3%
Korean
0.3%
Portuguese
0.2%
Russian
0.2%

Shares are of all residents. Source: ABS Census 2021, G13 Language Used at Home by SAL

Ancestry

English
46.3%
Australian
41.8%
Irish
13.6%
Scottish
12.4%
German
3.3%
Italian
3.2%
Australian Aboriginal
2.7%
Dutch
1.9%
New Zealander
1.4%
Chinese
1.0%
Maltese
0.9%

Shares are of the suburb population. People can report up to two ancestries, so shares add to more than 100%. Source: ABS Census 2021, G08 Ancestry by SAL

Religion

No religion
41.7%
Anglican
18.8%
Catholic
18.6%
Not stated
4.4%
Christian (other)
3.3%
Baptist
2.4%
Uniting Church
2.2%
Othr Protestnt
2.2%

Source: ABS Census 2021, G14 Religion by SAL

Indigenous Population

2.6%
Aboriginal & Torres Strait Islander

Source: ABS Census 2021, G07 Indigenous Status by SAL

Marital Status

Married
52.7% 1,706
Separated
3.0% 97
Divorced
9.1% 295
Widowed
4.8% 156
Never married
30.4% 985

Source: ABS Census 2021, G05 Marital Status by SAL

Family Structure

Couple: children under 15
40.6%
Couple: no children
28.0%
Couple: no children under 15
19.3%
One parent: children under 15
6.3%
One parent: no children under 15
5.7%

Source: ABS Census 2021, G29 Family Composition by SAL

Household Size

1 person
20.2%
2 persons
35.0%
3 persons
16.1%
4 persons
17.9%
5 persons
7.9%
6+ persons
2.9%

Source: ABS Census 2021, G35 Household Size by SAL

Homes in Saratoga

Housing Tenure

Of the 1,436 occupied private dwellings in Saratoga at the 2021 Census, 15.7% were rented, 38.4% owned outright and 44.6% owned with a mortgage.

Other tenure type
0.5% 7 dwellings
Owned outright
38.4% 551 dwellings
Owned with mortgage
44.6% 641 dwellings
Rented
15.7% 226 dwellings
Tenure type not stated
0.9% 13 dwellings

Source: ABS Census 2021, Suburb and Locality (SAL)

Dwelling Types

Separate house
97.0%
Semi-detached (2+ storey)
1.6%
Semi-detached (1 storey)
1.4%

Source: ABS Census 2021, G36 Dwelling Structure by SAL

Number of Bedrooms

1 bedroom
2.5%
2 bedrooms
9.8%
3 bedrooms
39.6%
4 bedrooms
36.1%
5 bedrooms
10.2%
6+ bedrooms
1.8%

Source: ABS Census 2021, G41 Number of Bedrooms by SAL

Monthly Mortgage Repayments

$0-$299/mo
6.2%
$300-$449/mo
1.3%
$450-$599/mo
2.4%
$600-$799/mo
2.2%
$800-$999/mo
4.2%
$1,000-$1,399/mo
8.4%
$1,400-$1,799/mo
12.1%
$1,800-$2,399/mo
28.4%
$2,400-$2,999/mo
18.7%
$3,000-$3,999/mo
16.1%

Source: ABS Census 2021, G38 Mortgage Repayment by SAL

Car Ownership

0 vehicles
2.9%
1 vehicle
27.1%
2 vehicles
44.0%
3 vehicles
17.7%
4+ vehicles
8.3%

Source: ABS Census 2021, G34 Motor Vehicles per Dwelling by SAL

Work, income and education in Saratoga

Employment

Employed full-time
36.0% 1,023 people
Employed part-time
25.5% 725 people
Unemployed
1.5% 44 people
Not in labour force
36.9% 1,048 people

Source: ABS Census 2021, G46 Labour Force Status by SAL

Occupation

Professionals
31.8%
Technicians & Trade Workers
18.1%
Managers
15.4%
Clerical & Administrative
12.7%
Community & Personal Service
11.2%
Sales Workers
4.4%
Labourers
4.0%
Machinery Operators & Drivers
2.3%

Source: ABS Census 2021, G51 Industry of Employment by Occupation

Weekly Household Income

Nil/Negative/wk
1.8%
$1-$149/wk
0.4%
$150-$299/wk
1.5%
$300-$399/wk
1.3%
$400-$499/wk
4.4%
$500-$649/wk
2.9%
$650-$799/wk
5.9%
$800-$999/wk
5.0%
$1,000-$1,249/wk
7.5%
$1,250-$1,499/wk
7.8%
$1,500-$1,749/wk
5.4%
$1,750-$1,999/wk
6.3%
$2,000-$2,499/wk
11.2%
$2,500-$2,999/wk
9.2%
$3,000-$3,499/wk
8.0%
$3,500-$3,999/wk
5.8%
$4,000+/wk
15.6%

Source: ABS Census 2021, G33 Household Income by SAL

Personal Weekly Income Distribution

$0 or less/wk
8.5%
$1-$149/wk
5.5%
$150-$299/wk
5.6%
$300-$399/wk
3.6%
$400-$499/wk
3.3%
$500-$649/wk
3.6%
$650-$799/wk
9.0%
$800-$999/wk
9.1%
$1,000-$1,249/wk
12.8%
$1,250-$1,499/wk
8.4%
$1,500-$1,749/wk
6.8%
$1,750-$1,999/wk
6.8%
$2,000-$2,999/wk
11.1%
$3,000-$3,499/wk
2.7%
$3,500+/wk
3.0%

Source: ABS Census 2021, G17 Personal Income by SAL

How People Get to Work

Car (driver)
67.5%
Did not go to work
25.0%
Car (passenger)
3.8%
Truck
1.1%
Walked only
0.7%
Train
0.6%
Other
0.6%
Bus
0.4%
Motorbike/Scooter
0.3%

Source: ABS Census 2021, G62 Method of Travel to Work by SAL

Education Level

Year 12 or equivalent
59.6%
Year 10 or equivalent
29.8%
Year 11 or equivalent
6.0%
Year 9 or equivalent
4.7%

Shares are of people whose highest year of school is Year 9 to 12 only. Source: ABS Census 2021, G16 Highest Year of School by SAL

Qualifications

Certificate III/IV
39.6%
Bachelor Degree
28.1%
Advanced Diploma/Diploma
18.3%
Postgraduate Degree
8.1%
Graduate Diploma/Certificate
3.4%
Certificate I/II
2.5%

Source: ABS Census 2021, G49 Non-School Qualification by SAL

Field of Study

Management & Commerce
20.5%
Health
13.7%
Society & Culture
12.8%
Engineering
12.7%
Architecture & Building
12.1%
Education
10.3%
Food, Hospitality & Personal Services
5.4%
Creative Arts
4.6%
Agriculture & Environment
2.7%
Information Technology
2.6%
Natural & Physical Sciences
2.6%

Source: ABS Census 2021, G51 Field of Study by SAL

School & University Attendance

Primary: Government
26.6%
Secondary: Government
18.6%
Pre-school
11.1%
Vocational Education
10.7%
Primary: Other Non-Govt
9.7%
Secondary: Other Non-Govt
9.2%
Primary: Catholic
7.2%
Secondary: Catholic
6.9%

Source: ABS Census 2021, G15 Type of Educational Institution by SAL

More from the 2021 Census

Need for Assistance

Does not have need for assistance
92.5%
Has need for assistance
3.8%
Need for assistance not stated
3.7%

Source: ABS Census 2021, G18 Core Activity Need for Assistance by SAL

Long-term Health Conditions

Mental health
376
Asthma
139
Arthritis
133
Heart disease
117
Cancer
81
Diabetes
80
Lung condition
65
Stroke
32
Kidney disease
25
Dementia
12

Source: ABS Census 2021, G19 Long-term Health Conditions by SAL

Unpaid Carers

Provided unpaid assistance
12.2% 378
Did not provide
87.8% 2,724

Source: ABS Census 2021, G25 Unpaid Assistance by SAL

Volunteering

Volunteer
14.7% 457
Not a volunteer
85.3% 2,658

Source: ABS Census 2021, G23 Voluntary Work by SAL

Military Service

Current ADF: Reserves
0.1% 4
Previously served
3.0% 93
Never served
96.9% 3,024

Source: ABS Census 2021, G22 ADF Service by SAL

Children Ever Born

No children
26.8%
1 child
12.5%
2 children
35.5%
3 children
19.4%
4 children
4.8%
5+ children
0.9%

Source: ABS Census 2021, G28 Children Ever Born by SAL

When Migrants Arrived

Before 1951
17
1951: 1960
36
1961: 1970
72
1971: 1980
74
1981: 1990
97
1991: 2000
82
2001: 2010
106
2011: 2015
51
2016
10
2017
4
2018
5
2019
5
2020
4
2021
3

Source: ABS Census 2021, G10 Year of Arrival by SAL

Population Mobility

12.9%
moved in the last year
34.4%
moved in the last 5 years
2.3%
unemployment rate (Census)
63.6%
labour force participation

Source: ABS Census 2021, G43 Summary by SAL

Where Residents Moved From

Same address
3,309
Moved from NSW
365
Moved: same area (SA2)
91
Moved from overseas
19
Moved from QLD
12

Source: ABS Census 2021, G44 Address 1 Year Ago by SAL

Unpaid Domestic Work

Less than 5 hours
21.2%
5: 14 hours
32.2%
15: 29 hours
17.4%
30+ hours
11.0%
Did not do domestic work
18.2%

Source: ABS Census 2021, G24 Unpaid Domestic Work by SAL

Family Blending

Intact family: no other children
85.1%
Step family: no other children
12.2%
Blended family: no other children
2.1%
Intact family: other children present
0.6%

Source: ABS Census 2021, G31 Family Blending by SAL

Saratoga Crime Statistics

12 reported offences in 2025-26, by category.

Assault
3
Theft
3
Other Against Property
3
Property Damage
2
Other Against Person
1

Total offences by year

2020
2021
2022
2023
2024
2025

Source: NSW BOCSAR (bocsar.nsw.gov.au).

Cheaper alternatives with similar incomes

Coleambally
Income: $841/wk Rent: $180/wk $305/wk less rent
Molong
Income: $727/wk Rent: $270/wk $215/wk less rent
Denman
Income: $721/wk Rent: $280/wk $205/wk less rent
Millthorpe
Income: $942/wk Rent: $325/wk $160/wk less rent
Holgate
Income: $976/wk Rent: $335/wk $150/wk less rent
Lismore Heights
Income: $742/wk Rent: $338/wk $147/wk less rent
Lake Albert (NSW)
Income: $907/wk Rent: $340/wk $145/wk less rent
North Casino
Income: $793/wk Rent: $350/wk $135/wk less rent

Suburbs near Saratoga

The closest suburb to Saratoga is Davistown, 1.3 km away.

Davistown
1.3 km away · income $699/wk · rent $420/wk
St Huberts Island
2.2 km away · income $753/wk · rent $560/wk
Koolewong
3.4 km away · income $710/wk · rent $450/wk
Empire Bay
3.5 km away · income $755/wk · rent $410/wk
Blackwall (NSW)
3.6 km away · income $732/wk · rent $390/wk
Green Point (Central Coast - NSW)
3.8 km away · income $698/wk · rent $425/wk

Compare Saratoga

Frequently Asked Questions About Saratoga

What is the population of Saratoga NSW?

The population of Saratoga NSW is 3,982 according to the ABS Census 2021. The suburb has a population density of 1,678 people per km². Saratoga is ranked #1,931 out of 14,663 suburbs by population.

What is the median income in Saratoga?

The median personal income in Saratoga NSW is $869 per week, or $45,188 per year. The median household income is $1,989 per week. Family income is $2,304 per week. Saratoga is ranked #2,515 by income out of 14,663 Australian suburbs.

How much is rent in Saratoga?

Median rent in Saratoga NSW is $485 per week ($2,102 per month). Rent represents 24.4% of household income, which is considered affordable. Saratoga ranks #753 out of 14,663 suburbs by rent.

What are mortgage repayments in Saratoga?

The median monthly mortgage repayment in Saratoga NSW is $2,167. This data comes from the ABS Census 2021 and reflects mortgage repayments for owner-occupied dwellings.

What is the median age in Saratoga?

The median age in Saratoga NSW is 43 years. This is older than the national median age of 38 years.

Is Saratoga a good suburb to live in?

Saratoga is a suburb in New South Wales with a population of 3,982. The median income is $869/wk, which is above the typical NSW suburb ($765/wk). Rent affordability is rated as affordable (24.4% of household income). See the full suburb profile above for detailed statistics.

Explore More

Australian Average Salary Australian House Prices Sydney Cost of Living

Data: Australian Bureau of Statistics, Census of Population and Housing 2021. SA2 area: 13507. All dollar figures in AUD.