Speers Point, NSW: suburb profile

The population of Speers Point NSW is 3,400 according to the 2021 Census. The median personal income in Speers Point is $851 per week ($44,252 per year). Median rent in Speers Point is $393 per week ($1,703 per month). Speers Point has a median age of 45 years, older than the national median of 38. Speers Point has a population density of 1,113 people per km².

The most common overseas birthplace in Speers Point is England. The most common religion is No religion (38.1% of residents). After English, the most spoken language is Hindi. The median monthly mortgage repayment in Speers Point is $2,167.

There were 41 recorded offences in Speers Point in 2025-26, a rate of 12 offences per 1,000 people. The most common offence category was theft (15 offences).

Population
3,400
Census 2021
Median income
$851/wk
Personal, Census 2021
Median rent
$393/wk
Weekly, Census 2021
Median age
45years
Census 2021

Valid: Census 2021 · Source: ABS Census of Population and Housing 2021; offences from NSW BOCSAR (bocsar.nsw.gov.au), 2025-26.

Speers Point vs the typical NSW suburb

The median personal income in Speers Point is $851 a week, 11% above the typical NSW suburb ($765). That ranks 746th of 2,150 NSW suburbs with 200 or more residents. Median rent is $393 a week, $8 more than the typical NSW suburb. Rent takes 22.3% of the median household income here, against 22.6% in the typical NSW suburb. The median resident is 45, 2 years older than in the typical NSW suburb (43).

The typical suburb is the median across suburbs with 200 or more residents. ABS Census 2021, calculated by GDP.com.au.
MeasureSpeers PointTypical NSWDifferenceTypical Australia
Personal income$851/wk$765/wk +11%$766/wk
Household income$1,766/wk$1,704/wk +4%$1,637/wk
Rent$393/wk$385/wk +2%$330/wk
Mortgage repayment$2,167/mo$1,965/mo +10%$1,733/mo
Median age4543 +2 yrs42
Rent share of household income22.3%22.6% −0.3 pts20.3%
Income, rent and mortgage against the typical suburb Valid: Census 2021 · Source: ABS, calculated by GDP.com.au
Bar chart of median income, rent and mortgage repayment in Speers Point, the typical NSW suburb and the typical Australian suburb.

Speers Point Population

3,400 residents at the 2021 Census.

Speers Point Median Income & Rent

Median Income
$851/wk
$44,252 per year
Ranked 2,753 of 14,663
Median Rent
$393/wk
$1,703 per month
Ranked 2,230 of 14,663
Median Age
45years
7 years older than the national median
Mortgage
$2,167/mo
Avg household size: 2.4 · 0.8 per bedroom

Valid: Census 2021 · Source: ABS Census of Population and Housing.

Speers Point Rent Prices & Affordability

22% of median household income goes on median rent

Marks at 25% and 35%. Band: affordable.

Household income $1,766/wk
Median rent $393/wk
Rent to income 22.3%

Rent is under 25% of household income, generally considered affordable.

Median rent in Speers Point against your income

About $7,653 a month
Median rent $393/wk
Left after rent $1,373/wk
Rent share 22.3%

Speers Point Schools

16
schools nearby
12
government
992
avg ICSEA score
4,772
total students
Eleebana Public School Government
Primary · K-6 · 506 students
1105
ICSEA
St Mary's Primary School Catholic
Primary · K-6 · 418 students
1093
ICSEA
Biddabah Public School Government
Primary · K-6 · 348 students
1065
ICSEA
Warners Bay High School Government
Secondary · 7-12 · 1,161 students
1056
ICSEA
Warners Bay Public School Government
Primary · K-6 · 340 students
1027
ICSEA
St Paul's Catholic College Catholic
Secondary · 7-12 · 636 students
1026
ICSEA
Speers Point Public School Government
Primary · K-6 · 256 students
1000
ICSEA
Boolaroo Public School Government
Primary · K-6 · 99 students
981
ICSEA
Teralba Public School Government
Primary · K-6 · 111 students
959
ICSEA
Argenton Public School Government
Primary · K-6 · 46 students
934
ICSEA
Booragul Public School Government
Primary · K-6 · 206 students
931
ICSEA
Lake Macquarie High School Government
Secondary · 7-12 · 435 students
925
ICSEA
Five Islands School Government
Combined · U · 51 students
890
ICSEA
Fennell Bay Public School Government
Primary · K-6 · 159 students
889
ICSEA
Booragul Primary School Catholic
Primary

Showing 15 of 16 schools.

Source: Australian Curriculum, Assessment and Reporting Authority (ACARA), 2025. ICSEA is the Index of Community Socio-Educational Advantage (national average 1000).

All schools near Speers Point, with a map

Speers Point Map

Speers Point, New South Wales Map data: OpenStreetMap
Loading map…

People in Speers Point

Demographics

Gender Split

Male 47.6% (1,620) Female 52.4% (1,782)

Population Density

1,113
people per km²
3,400 people · 3.1 km²

Households

2.4
Avg household size
0.8
Persons per bedroom
$2,321
Family income/wk

Age Distribution

0-4
5-9
10-14
15-19
20-24
25-29
30-34
35-39
40-44
45-49
50-54
55-59
60-64
65-69
70-74
75-79
80-84
85+
Male Female

Source: ABS Census 2021, Suburb and Locality (SAL)

Most common overseas birthplaces

England
2.6%
India
1.3%
New Zealand
1.1%
South Africa
0.9%
Germany
0.5%
China
0.4%
Ireland
0.4%

Shares are of all residents. Source: ABS Census 2021, G09 Country of Birth by SAL

Most common languages at home other than English

Hindi
0.9%
Afrikaans
0.6%
Mandarin
0.5%
German
0.4%
Cantonese
0.4%
Thai
0.3%
Spanish
0.3%

Shares are of all residents. Source: ABS Census 2021, G13 Language Used at Home by SAL

Ancestry

English
43.1%
Australian
40.3%
Irish
13.4%
Scottish
12.5%
German
4.4%
Australian Aboriginal
3.9%
Italian
2.2%
Dutch
1.7%
Indian
1.7%
Chinese
1.5%
Welsh
1.2%

Shares are of the suburb population. People can report up to two ancestries, so shares add to more than 100%. Source: ABS Census 2021, G08 Ancestry by SAL

Religion

No religion
38.1%
Catholic
22.3%
Anglican
15.2%
Not stated
5.6%
Uniting Church
4.9%
Presbyterian and Reformed
2.8%
Christian (other)
2.1%
Hinduism
1.3%

Source: ABS Census 2021, G14 Religion by SAL

Indigenous Population

3.8%
Aboriginal & Torres Strait Islander

Source: ABS Census 2021, G07 Indigenous Status by SAL

Marital Status

Married
48.9% 1,385
Separated
3.3% 93
Divorced
10.8% 307
Widowed
6.7% 189
Never married
30.3% 860

Source: ABS Census 2021, G05 Marital Status by SAL

Family Structure

Couple: children under 15
36.0%
Couple: no children
31.0%
Couple: no children under 15
17.5%
One parent: children under 15
9.1%
One parent: no children under 15
6.3%

Source: ABS Census 2021, G29 Family Composition by SAL

Household Size

1 person
28.0%
2 persons
35.6%
3 persons
14.5%
4 persons
14.6%
5 persons
4.9%
6+ persons
2.4%

Source: ABS Census 2021, G35 Household Size by SAL

Homes in Speers Point

Housing Tenure

Of the 1,347 occupied private dwellings in Speers Point at the 2021 Census, 22.5% were rented, 39.0% owned outright and 35.7% owned with a mortgage.

Other tenure type
1.3% 18 dwellings
Owned outright
39.0% 525 dwellings
Owned with mortgage
35.7% 481 dwellings
Rented
22.5% 303 dwellings
Tenure type not stated
1.3% 18 dwellings

Source: ABS Census 2021, Suburb and Locality (SAL)

Dwelling Types

Separate house
83.4%
Semi-detached (2+ storey)
9.9%
Semi-detached (1 storey)
6.7%

Source: ABS Census 2021, G36 Dwelling Structure by SAL

Number of Bedrooms

1 bedroom
4.8%
2 bedrooms
18.6%
3 bedrooms
42.8%
4 bedrooms
26.4%
5 bedrooms
6.1%
6+ bedrooms
1.3%

Source: ABS Census 2021, G41 Number of Bedrooms by SAL

Monthly Mortgage Repayments

$0-$299/mo
6.0%
$300-$449/mo
2.4%
$450-$599/mo
1.4%
$600-$799/mo
3.8%
$800-$999/mo
3.6%
$1,000-$1,399/mo
8.4%
$1,400-$1,799/mo
12.2%
$1,800-$2,399/mo
28.2%
$2,400-$2,999/mo
18.4%
$3,000-$3,999/mo
15.8%

Source: ABS Census 2021, G38 Mortgage Repayment by SAL

Car Ownership

0 vehicles
5.1%
1 vehicle
32.7%
2 vehicles
40.8%
3 vehicles
14.4%
4+ vehicles
6.9%

Source: ABS Census 2021, G34 Motor Vehicles per Dwelling by SAL

Work, income and education in Speers Point

Employment

Employed full-time
36.0% 938 people
Employed part-time
22.5% 585 people
Unemployed
2.3% 61 people
Not in labour force
39.1% 1,018 people

Source: ABS Census 2021, G46 Labour Force Status by SAL

Occupation

Professionals
34.6%
Managers
15.1%
Technicians & Trade Workers
14.4%
Clerical & Administrative
12.9%
Community & Personal Service
11.2%
Machinery Operators & Drivers
5.0%
Sales Workers
4.0%
Labourers
2.9%

Source: ABS Census 2021, G51 Industry of Employment by Occupation

Weekly Household Income

Nil/Negative/wk
1.5%
$1-$149/wk
0.5%
$150-$299/wk
1.6%
$300-$399/wk
3.2%
$400-$499/wk
7.9%
$500-$649/wk
4.8%
$650-$799/wk
5.8%
$800-$999/wk
6.2%
$1,000-$1,249/wk
6.2%
$1,250-$1,499/wk
6.6%
$1,500-$1,749/wk
5.3%
$1,750-$1,999/wk
4.4%
$2,000-$2,499/wk
12.1%
$2,500-$2,999/wk
7.7%
$3,000-$3,499/wk
7.0%
$3,500-$3,999/wk
4.9%
$4,000+/wk
14.4%

Source: ABS Census 2021, G33 Household Income by SAL

Personal Weekly Income Distribution

$0 or less/wk
7.4%
$1-$149/wk
4.0%
$150-$299/wk
6.2%
$300-$399/wk
4.8%
$400-$499/wk
4.0%
$500-$649/wk
3.3%
$650-$799/wk
8.6%
$800-$999/wk
9.4%
$1,000-$1,249/wk
10.6%
$1,250-$1,499/wk
10.0%
$1,500-$1,749/wk
7.4%
$1,750-$1,999/wk
6.0%
$2,000-$2,999/wk
12.1%
$3,000-$3,499/wk
2.4%
$3,500+/wk
3.8%

Source: ABS Census 2021, G17 Personal Income by SAL

How People Get to Work

Car (driver)
74.7%
Did not go to work
17.8%
Car (passenger)
3.9%
Truck
0.9%
Bus
0.8%
Walked only
0.8%
Bicycle
0.7%
Other
0.3%

Source: ABS Census 2021, G62 Method of Travel to Work by SAL

Education Level

Year 12 or equivalent
54.2%
Year 10 or equivalent
32.4%
Year 9 or equivalent
7.6%
Year 11 or equivalent
5.8%

Shares are of people whose highest year of school is Year 9 to 12 only. Source: ABS Census 2021, G16 Highest Year of School by SAL

Qualifications

Certificate III/IV
36.6%
Bachelor Degree
28.9%
Advanced Diploma/Diploma
20.2%
Postgraduate Degree
8.6%
Graduate Diploma/Certificate
3.8%
Certificate I/II
1.8%

Source: ABS Census 2021, G49 Non-School Qualification by SAL

Field of Study

Management & Commerce
21.3%
Engineering
17.4%
Health
16.1%
Society & Culture
12.8%
Education
9.9%
Architecture & Building
8.0%
Food, Hospitality & Personal Services
5.4%
Creative Arts
2.8%
Natural & Physical Sciences
2.3%
Agriculture & Environment
2.2%
Information Technology
1.8%

Source: ABS Census 2021, G51 Field of Study by SAL

School & University Attendance

Primary: Government
26.0%
Secondary: Government
15.8%
Pre-school
12.5%
Vocational Education
11.7%
Primary: Catholic
11.0%
Secondary: Catholic
10.1%
Secondary: Other Non-Govt
7.7%
Primary: Other Non-Govt
5.2%

Source: ABS Census 2021, G15 Type of Educational Institution by SAL

More from the 2021 Census

Need for Assistance

Does not have need for assistance
90.5%
Has need for assistance
5.7%
Need for assistance not stated
3.8%

Source: ABS Census 2021, G18 Core Activity Need for Assistance by SAL

Long-term Health Conditions

Mental health
394
Asthma
156
Arthritis
142
Heart disease
93
Diabetes
84
Lung condition
80
Cancer
55
Kidney disease
49
Stroke
38
Dementia
15

Source: ABS Census 2021, G19 Long-term Health Conditions by SAL

Unpaid Carers

Provided unpaid assistance
15.6% 422
Did not provide
84.4% 2,290

Source: ABS Census 2021, G25 Unpaid Assistance by SAL

Volunteering

Volunteer
13.6% 368
Not a volunteer
86.4% 2,339

Source: ABS Census 2021, G23 Voluntary Work by SAL

Military Service

Current ADF: Regular
0.1% 3
Current ADF: Reserves
0.2% 5
Previously served
3.7% 101
Never served
96.0% 2,619

Source: ABS Census 2021, G22 ADF Service by SAL

Children Ever Born

No children
26.9%
1 child
11.4%
2 children
37.6%
3 children
17.7%
4 children
5.4%
5+ children
1.0%

Source: ABS Census 2021, G28 Children Ever Born by SAL

When Migrants Arrived

Before 1951
13
1951: 1960
39
1961: 1970
52
1971: 1980
45
1981: 1990
44
1991: 2000
34
2001: 2010
96
2011: 2015
33
2016
3
2017
7
2018
5
2019
4
2020
4

Source: ABS Census 2021, G10 Year of Arrival by SAL

Population Mobility

14.0%
moved in the last year
39.3%
moved in the last 5 years
3.7%
unemployment rate (Census)
60.1%
labour force participation

Source: ABS Census 2021, G43 Summary by SAL

Where Residents Moved From

Same address
2,760
Moved from NSW
323
Moved: same area (SA2)
89
Moved from overseas
16
Moved from VIC
14
Moved from QLD
4
Moved from WA
3

Source: ABS Census 2021, G44 Address 1 Year Ago by SAL

Unpaid Domestic Work

Less than 5 hours
21.0%
5: 14 hours
29.0%
15: 29 hours
16.8%
30+ hours
10.1%
Did not do domestic work
23.2%

Source: ABS Census 2021, G24 Unpaid Domestic Work by SAL

Family Blending

Intact family: no other children
80.5%
Step family: no other children
12.9%
Blended family: no other children
4.5%
Other couple: children only
1.3%
Intact family: other children present
0.8%

Source: ABS Census 2021, G31 Family Blending by SAL

Speers Point Crime Statistics

41 reported offences in 2025-26, by category.

Theft
15
Other Against Person
10
Property Damage
6
Other Against Property
6
Assault
3
Sexual Offences
1

Total offences by year

2020
2021
2022
2023
2024
2025

Source: NSW BOCSAR (bocsar.nsw.gov.au).

Cheaper alternatives with similar incomes

Suburbs near Speers Point

The closest suburb to Speers Point is Booragul, 2.0 km away.

Booragul
2.0 km away · income $613/wk · rent $320/wk
Boolaroo
2.0 km away · income $768/wk · rent $400/wk
Lakelands (NSW)
2.1 km away · income $939/wk · rent $450/wk
Macquarie Hills
2.2 km away · income $968/wk · rent $473/wk
Warners Bay
2.3 km away · income $766/wk · rent $420/wk
Teralba
2.9 km away · income $843/wk · rent $363/wk

Frequently Asked Questions About Speers Point

What is the population of Speers Point NSW?

The population of Speers Point NSW is 3,400 according to the ABS Census 2021. The suburb has a population density of 1,113 people per km². Speers Point is ranked #2,173 out of 14,663 suburbs by population.

What is the median income in Speers Point?

The median personal income in Speers Point NSW is $851 per week, or $44,252 per year. The median household income is $1,766 per week. Family income is $2,321 per week. Speers Point is ranked #2,753 by income out of 14,663 Australian suburbs.

How much is rent in Speers Point?

Median rent in Speers Point NSW is $393 per week ($1,703 per month). Rent represents 22.3% of household income, which is considered affordable. Speers Point ranks #2,230 out of 14,663 suburbs by rent.

What are mortgage repayments in Speers Point?

The median monthly mortgage repayment in Speers Point NSW is $2,167. This data comes from the ABS Census 2021 and reflects mortgage repayments for owner-occupied dwellings.

What is the median age in Speers Point?

The median age in Speers Point NSW is 45 years. This is older than the national median age of 38 years.

Is Speers Point a good suburb to live in?

Speers Point is a suburb in New South Wales with a population of 3,400. The median income is $851/wk, which is above the typical NSW suburb ($765/wk). Rent affordability is rated as affordable (22.3% of household income). See the full suburb profile above for detailed statistics.

Data: Australian Bureau of Statistics, Census of Population and Housing 2021. SA2 area: 13621. All dollar figures in AUD.