Tumbi Umbi, NSW: suburb profile

The population of Tumbi Umbi NSW is 5,369 according to the 2021 Census. The median personal income in Tumbi Umbi is $739 per week ($38,428 per year). Median rent in Tumbi Umbi is $410 per week ($1,777 per month). Tumbi Umbi has a median age of 45 years, older than the national median of 38. Tumbi Umbi has a population density of 410 people per km².

The most common overseas birthplace in Tumbi Umbi is England. The most common religion is No religion (35.4% of residents). After English, the most spoken language is Spanish. The median monthly mortgage repayment in Tumbi Umbi is $2,146.

There were 57 recorded offences in Tumbi Umbi in 2025-26, a rate of 11 offences per 1,000 people. The most common offence category was theft (16 offences).

Population
5,369
Census 2021
Median income
$739/wk
Personal, Census 2021
Median rent
$410/wk
Weekly, Census 2021
Median age
45years
Census 2021

Valid: Census 2021 · Source: ABS Census of Population and Housing 2021; offences from NSW BOCSAR (bocsar.nsw.gov.au), 2025-26.

Tumbi Umbi vs the typical NSW suburb

The median personal income in Tumbi Umbi is $739 a week, 3% below the typical NSW suburb ($765). That ranks 1,204th of 2,150 NSW suburbs with 200 or more residents. Median rent is $410 a week, $25 more than the typical NSW suburb. Rent takes 24.7% of the median household income here, against 22.6% in the typical NSW suburb. The median resident is 45, 2 years older than in the typical NSW suburb (43).

The typical suburb is the median across suburbs with 200 or more residents. ABS Census 2021, calculated by GDP.com.au.
MeasureTumbi UmbiTypical NSWDifferenceTypical Australia
Personal income$739/wk$765/wk −3%$766/wk
Household income$1,657/wk$1,704/wk −3%$1,637/wk
Rent$410/wk$385/wk +6%$330/wk
Mortgage repayment$2,146/mo$1,965/mo +9%$1,733/mo
Median age4543 +2 yrs42
Rent share of household income24.7%22.6% +2.2 pts20.3%
Income, rent and mortgage against the typical suburb Valid: Census 2021 · Source: ABS, calculated by GDP.com.au
Bar chart of median income, rent and mortgage repayment in Tumbi Umbi, the typical NSW suburb and the typical Australian suburb.

Tumbi Umbi Population

5,369 residents at the 2021 Census.

Tumbi Umbi Median Income & Rent

Median Income
$739/wk
$38,428 per year
Ranked 4,750 of 14,663
Median Rent
$410/wk
$1,777 per month
Ranked 1,715 of 14,663
Median Age
45years
7 years older than the national median
Mortgage
$2,146/mo
Avg household size: 2.7 · 0.8 per bedroom

Valid: Census 2021 · Source: ABS Census of Population and Housing.

Tumbi Umbi Rent Prices & Affordability

25% of median household income goes on median rent

Marks at 25% and 35%. Band: affordable.

Household income $1,657/wk
Median rent $410/wk
Rent to income 24.7%

Rent is under 25% of household income, generally considered affordable.

Median rent in Tumbi Umbi against your income

About $7,180 a month
Median rent $410/wk
Left after rent $1,247/wk
Rent share 24.7%

Tumbi Umbi Schools

7
schools nearby
4
government
1004
avg ICSEA score
2,392
total students
The Central Coast Montessori Primary School Independent
Primary · K-6 · 66 students
1100
ICSEA
St John Fisher Catholic Primary School Catholic
Primary · K-6 · 370 students
1056
ICSEA
Holgate Public School Government
Primary · K-6 · 95 students
1047
ICSEA
Berkeley Vale Public School Government
Primary · K-6 · 524 students
988
ICSEA
Tuggerah Lakes Secondary College Tumbi Umbi Campus Government
Secondary · 7-10 · 802 students
972
ICSEA
Killarney Vale Public School Government
Primary · K-6 · 477 students
963
ICSEA
TLK Youth College Independent
Secondary · 9-12 · 58 students
904
ICSEA

Source: Australian Curriculum, Assessment and Reporting Authority (ACARA), 2025. ICSEA is the Index of Community Socio-Educational Advantage (national average 1000).

All schools near Tumbi Umbi, with a map

Tumbi Umbi Map

Tumbi Umbi, New South Wales Map data: OpenStreetMap
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People in Tumbi Umbi

Demographics

Gender Split

Male 48.6% (2,611) Female 51.4% (2,758)

Population Density

410
people per km²
5,369 people · 13.1 km²

Households

2.7
Avg household size
0.8
Persons per bedroom
$2,008
Family income/wk

Age Distribution

0-4
5-9
10-14
15-19
20-24
25-29
30-34
35-39
40-44
45-49
50-54
55-59
60-64
65-69
70-74
75-79
80-84
85+
Male Female

Source: ABS Census 2021, Suburb and Locality (SAL)

Most common overseas birthplaces

England
5.0%
New Zealand
1.3%
South Africa
0.6%
Scotland
0.5%
Ireland
0.4%
United States of America
0.4%
China
0.3%

Shares are of all residents. Source: ABS Census 2021, G09 Country of Birth by SAL

Most common languages at home other than English

Spanish
0.4%
Italian
0.3%
Polish
0.3%
Mandarin
0.2%
French
0.2%
Greek
0.2%
Urdu
0.2%

Shares are of all residents. Source: ABS Census 2021, G13 Language Used at Home by SAL

Ancestry

English
44.0%
Australian
41.4%
Irish
12.9%
Scottish
11.1%
Australian Aboriginal
4.7%
Italian
3.6%
German
3.2%
Maltese
1.6%
Dutch
1.4%
New Zealander
0.9%
Polish
0.9%

Shares are of the suburb population. People can report up to two ancestries, so shares add to more than 100%. Source: ABS Census 2021, G08 Ancestry by SAL

Religion

No religion
35.4%
Catholic
25.8%
Anglican
18.4%
Not stated
5.1%
Uniting Church
3.1%
Christian (other)
2.8%
Presbyterian and Reformed
2.3%
Baptist
1.3%

Source: ABS Census 2021, G14 Religion by SAL

Indigenous Population

5.1%
Aboriginal & Torres Strait Islander

Source: ABS Census 2021, G07 Indigenous Status by SAL

Marital Status

Married
52.0% 2,287
Separated
2.8% 123
Divorced
7.9% 346
Widowed
7.1% 314
Never married
30.2% 1,330

Source: ABS Census 2021, G05 Marital Status by SAL

Family Structure

Couple: children under 15
36.8%
Couple: no children
29.4%
Couple: no children under 15
19.5%
One parent: children under 15
7.8%
One parent: no children under 15
6.6%

Source: ABS Census 2021, G29 Family Composition by SAL

Household Size

1 person
21.4%
2 persons
36.5%
3 persons
13.8%
4 persons
16.5%
5 persons
7.3%
6+ persons
4.4%

Source: ABS Census 2021, G35 Household Size by SAL

Homes in Tumbi Umbi

Housing Tenure

Of the 1,922 occupied private dwellings in Tumbi Umbi at the 2021 Census, 15.2% were rented, 35.1% owned outright and 39.0% owned with a mortgage.

Other tenure type
9.5% 182 dwellings
Owned outright
35.1% 674 dwellings
Owned with mortgage
39.0% 749 dwellings
Rented
15.2% 292 dwellings
Tenure type not stated
1.4% 27 dwellings

Source: ABS Census 2021, Suburb and Locality (SAL)

Dwelling Types

Separate house
81.5%
Semi-detached (1 storey)
17.4%
Semi-detached (2+ storey)
1.0%

Source: ABS Census 2021, G36 Dwelling Structure by SAL

Number of Bedrooms

1 bedroom
1.2%
2 bedrooms
18.1%
3 bedrooms
30.1%
4 bedrooms
35.6%
5 bedrooms
11.1%
6+ bedrooms
3.9%

Source: ABS Census 2021, G41 Number of Bedrooms by SAL

Monthly Mortgage Repayments

$0-$299/mo
5.5%
$300-$449/mo
2.0%
$450-$599/mo
3.0%
$600-$799/mo
2.6%
$800-$999/mo
4.5%
$1,000-$1,399/mo
11.8%
$1,400-$1,799/mo
13.9%
$1,800-$2,399/mo
27.9%
$2,400-$2,999/mo
16.0%
$3,000-$3,999/mo
12.8%

Source: ABS Census 2021, G38 Mortgage Repayment by SAL

Car Ownership

0 vehicles
4.2%
1 vehicle
32.3%
2 vehicles
37.6%
3 vehicles
14.5%
4+ vehicles
11.4%

Source: ABS Census 2021, G34 Motor Vehicles per Dwelling by SAL

Work, income and education in Tumbi Umbi

Employment

Employed full-time
30.7% 1,200 people
Employed part-time
21.7% 851 people
Unemployed
2.6% 100 people
Not in labour force
45.0% 1,763 people

Source: ABS Census 2021, G46 Labour Force Status by SAL

Occupation

Professionals
26.1%
Technicians & Trade Workers
18.4%
Managers
15.1%
Clerical & Administrative
13.1%
Community & Personal Service
12.1%
Labourers
5.5%
Sales Workers
5.4%
Machinery Operators & Drivers
4.3%

Source: ABS Census 2021, G51 Industry of Employment by Occupation

Weekly Household Income

Nil/Negative/wk
1.5%
$1-$149/wk
0.8%
$150-$299/wk
1.3%
$300-$399/wk
2.1%
$400-$499/wk
6.3%
$500-$649/wk
4.7%
$650-$799/wk
7.5%
$800-$999/wk
6.6%
$1,000-$1,249/wk
8.4%
$1,250-$1,499/wk
7.7%
$1,500-$1,749/wk
4.9%
$1,750-$1,999/wk
5.3%
$2,000-$2,499/wk
10.1%
$2,500-$2,999/wk
8.5%
$3,000-$3,499/wk
7.1%
$3,500-$3,999/wk
4.3%
$4,000+/wk
12.9%

Source: ABS Census 2021, G33 Household Income by SAL

Personal Weekly Income Distribution

$0 or less/wk
8.4%
$1-$149/wk
5.3%
$150-$299/wk
6.5%
$300-$399/wk
4.8%
$400-$499/wk
3.9%
$500-$649/wk
4.6%
$650-$799/wk
10.3%
$800-$999/wk
10.6%
$1,000-$1,249/wk
11.7%
$1,250-$1,499/wk
9.5%
$1,500-$1,749/wk
7.2%
$1,750-$1,999/wk
4.8%
$2,000-$2,999/wk
7.7%
$3,000-$3,499/wk
1.7%
$3,500+/wk
3.1%

Source: ABS Census 2021, G17 Personal Income by SAL

How People Get to Work

Car (driver)
67.7%
Did not go to work
23.4%
Car (passenger)
4.3%
Truck
1.6%
Walked only
1.2%
Other
0.6%
Motorbike/Scooter
0.3%
Train
0.3%
Bicycle
0.3%
Bus
0.2%

Source: ABS Census 2021, G62 Method of Travel to Work by SAL

Education Level

Year 12 or equivalent
51.5%
Year 10 or equivalent
34.7%
Year 9 or equivalent
7.1%
Year 11 or equivalent
6.7%

Shares are of people whose highest year of school is Year 9 to 12 only. Source: ABS Census 2021, G16 Highest Year of School by SAL

Qualifications

Certificate III/IV
45.0%
Bachelor Degree
22.9%
Advanced Diploma/Diploma
21.1%
Postgraduate Degree
5.3%
Graduate Diploma/Certificate
3.4%
Certificate I/II
2.4%

Source: ABS Census 2021, G49 Non-School Qualification by SAL

Field of Study

Management & Commerce
22.5%
Engineering
14.9%
Society & Culture
13.6%
Education
11.9%
Health
11.1%
Architecture & Building
10.9%
Food, Hospitality & Personal Services
6.0%
Creative Arts
3.9%
Agriculture & Environment
1.9%
Information Technology
1.9%
Natural & Physical Sciences
1.4%

Source: ABS Census 2021, G51 Field of Study by SAL

School & University Attendance

Primary: Government
22.3%
Secondary: Government
22.2%
Vocational Education
12.3%
Primary: Catholic
11.3%
Pre-school
10.3%
Primary: Other Non-Govt
8.7%
Secondary: Catholic
8.1%
Secondary: Other Non-Govt
4.8%

Source: ABS Census 2021, G15 Type of Educational Institution by SAL

More from the 2021 Census

Need for Assistance

Does not have need for assistance
88.4%
Has need for assistance
6.9%
Need for assistance not stated
4.7%

Source: ABS Census 2021, G18 Core Activity Need for Assistance by SAL

Long-term Health Conditions

Mental health
536
Arthritis
243
Asthma
231
Heart disease
186
Diabetes
163
Lung condition
124
Cancer
92
Kidney disease
65
Stroke
58
Dementia
21

Source: ABS Census 2021, G19 Long-term Health Conditions by SAL

Unpaid Carers

Provided unpaid assistance
14.9% 625
Did not provide
85.1% 3,561

Source: ABS Census 2021, G25 Unpaid Assistance by SAL

Volunteering

Volunteer
13.2% 555
Not a volunteer
86.8% 3,653

Source: ABS Census 2021, G23 Voluntary Work by SAL

Military Service

Previously served
2.8% 117
Never served
97.2% 4,095

Source: ABS Census 2021, G22 ADF Service by SAL

Children Ever Born

No children
26.6%
1 child
9.8%
2 children
33.3%
3 children
21.0%
4 children
7.4%
5+ children
1.8%

Source: ABS Census 2021, G28 Children Ever Born by SAL

When Migrants Arrived

Before 1951
18
1951: 1960
63
1961: 1970
135
1971: 1980
108
1981: 1990
87
1991: 2000
88
2001: 2010
111
2011: 2015
62
2016
3
2017
13
2018
3
2019
11

Source: ABS Census 2021, G10 Year of Arrival by SAL

Population Mobility

9.5%
moved in the last year
33.0%
moved in the last 5 years
4.0%
unemployment rate (Census)
55.6%
labour force participation

Source: ABS Census 2021, G43 Summary by SAL

Where Residents Moved From

Same address
4,616
Moved from NSW
351
Moved: same area (SA2)
95
Moved from overseas
20
Moved from QLD
3

Source: ABS Census 2021, G44 Address 1 Year Ago by SAL

Unpaid Domestic Work

Less than 5 hours
20.4%
5: 14 hours
28.4%
15: 29 hours
14.6%
30+ hours
11.5%
Did not do domestic work
25.0%

Source: ABS Census 2021, G24 Unpaid Domestic Work by SAL

Family Blending

Intact family: no other children
83.3%
Step family: no other children
9.8%
Blended family: no other children
5.2%
Intact family: other children present
0.9%
Other couple: children only
0.8%

Source: ABS Census 2021, G31 Family Blending by SAL

Tumbi Umbi Crime Statistics

57 reported offences in 2025-26, by category.

Theft
16
Other Against Property
11
Other Against Person
8
Assault
5
Property Damage
5
Drug Offences
5
Weapons
5
Sexual Offences
2

Total offences by year

2020
2021
2022
2023
2024
2025

Source: NSW BOCSAR (bocsar.nsw.gov.au).

Cheaper alternatives with similar incomes

Suburbs near Tumbi Umbi

The closest suburb to Tumbi Umbi is Matcham, 2.9 km away.

Matcham
2.9 km away · income $953/wk · rent $550/wk
Glenning Valley
3.1 km away · income $887/wk · rent $460/wk
Killarney Vale
3.2 km away · income $711/wk · rent $400/wk
Holgate
3.7 km away · income $976/wk · rent $335/wk
Wamberal
3.9 km away · income $944/wk · rent $500/wk
Bateau Bay
4.0 km away · income $719/wk · rent $400/wk

Frequently Asked Questions About Tumbi Umbi

What is the population of Tumbi Umbi NSW?

The population of Tumbi Umbi NSW is 5,369 according to the ABS Census 2021. The suburb has a population density of 410 people per km². Tumbi Umbi is ranked #1,468 out of 14,663 suburbs by population.

What is the median income in Tumbi Umbi?

The median personal income in Tumbi Umbi NSW is $739 per week, or $38,428 per year. The median household income is $1,657 per week. Family income is $2,008 per week. Tumbi Umbi is ranked #4,750 by income out of 14,663 Australian suburbs.

How much is rent in Tumbi Umbi?

Median rent in Tumbi Umbi NSW is $410 per week ($1,777 per month). Rent represents 24.7% of household income, which is considered affordable. Tumbi Umbi ranks #1,715 out of 14,663 suburbs by rent.

What are mortgage repayments in Tumbi Umbi?

The median monthly mortgage repayment in Tumbi Umbi NSW is $2,146. This data comes from the ABS Census 2021 and reflects mortgage repayments for owner-occupied dwellings.

What is the median age in Tumbi Umbi?

The median age in Tumbi Umbi NSW is 45 years. This is older than the national median age of 38 years.

Is Tumbi Umbi a good suburb to live in?

Tumbi Umbi is a suburb in New South Wales with a population of 5,369. The median income is $739/wk, which is below the typical NSW suburb ($765/wk). Rent affordability is rated as affordable (24.7% of household income). See the full suburb profile above for detailed statistics.

Data: Australian Bureau of Statistics, Census of Population and Housing 2021. SA2 area: 13980. All dollar figures in AUD.