Umina Beach, NSW: suburb profile

The population of Umina Beach NSW is 17,372 according to the 2021 Census. The median personal income in Umina Beach is $688 per week ($35,776 per year). Median rent in Umina Beach is $400 per week ($1,733 per month). Umina Beach has a median age of 44 years, older than the national median of 38. Umina Beach has a population density of 2,486 people per km².

The most common overseas birthplace in Umina Beach is England. The most common religion is No religion (41.9% of residents). After English, the most spoken language is Spanish. The median monthly mortgage repayment in Umina Beach is $2,100.

There were 252 recorded offences in Umina Beach in 2025-26, a rate of 15 offences per 1,000 people. The most common offence category was theft (75 offences).

Population
17,372
Census 2021
Median income
$688/wk
Personal, Census 2021
Median rent
$400/wk
Weekly, Census 2021
Median age
44years
Census 2021

Valid: Census 2021 · Source: ABS Census of Population and Housing 2021; offences from NSW BOCSAR (bocsar.nsw.gov.au), 2025-26.

Umina Beach vs the typical NSW suburb

The median personal income in Umina Beach is $688 a week, 10% below the typical NSW suburb ($765). That ranks 1,413th of 2,150 NSW suburbs with 200 or more residents. Median rent is $400 a week, $15 more than the typical NSW suburb. Rent takes 28.1% of the median household income here, against 22.6% in the typical NSW suburb. The median resident is 44, 1 year older than in the typical NSW suburb (43).

The typical suburb is the median across suburbs with 200 or more residents. ABS Census 2021, calculated by GDP.com.au.
MeasureUmina BeachTypical NSWDifferenceTypical Australia
Personal income$688/wk$765/wk −10%$766/wk
Household income$1,421/wk$1,704/wk −17%$1,637/wk
Rent$400/wk$385/wk +4%$330/wk
Mortgage repayment$2,100/mo$1,965/mo +7%$1,733/mo
Median age4443 +1 yrs42
Rent share of household income28.1%22.6% +5.6 pts20.3%
Income, rent and mortgage against the typical suburb Valid: Census 2021 · Source: ABS, calculated by GDP.com.au
Bar chart of median income, rent and mortgage repayment in Umina Beach, the typical NSW suburb and the typical Australian suburb.

Umina Beach Population

17,372 residents at the 2021 Census.

Umina Beach Median Income & Rent

Median Income
$688/wk
$35,776 per year
Ranked 5,690 of 14,663
Median Rent
$400/wk
$1,733 per month
Ranked 1,854 of 14,663
Median Age
44years
6 years older than the national median
Mortgage
$2,100/mo
Avg household size: 2.4 · 0.8 per bedroom

Valid: Census 2021 · Source: ABS Census of Population and Housing.

Umina Beach Rent Prices & Affordability

28% of median household income goes on median rent

Marks at 25% and 35%. Band: moderate.

Household income $1,421/wk
Median rent $400/wk
Rent to income 28.1%

Rent is between 25% and 35% of household income: moderate housing costs.

Median rent in Umina Beach against your income

About $6,158 a month
Median rent $400/wk
Left after rent $1,021/wk
Rent share 28.1%

Umina Beach Schools

9
schools nearby
6
government
996
avg ICSEA score
4,091
total students
St John the Baptist Catholic Primary School Catholic
Primary · K-6 · 551 students
1081
ICSEA
Umina Beach Public School Government
Primary · K-6 · 606 students
1010
ICSEA
Woy Woy South Public School Government
Primary · K-6 · 648 students
996
ICSEA
Ettalong Public School Government
Primary · K-6 · 490 students
975
ICSEA
Brisbane Water Secondary College Woy Woy Campus Government
Secondary · 10-12 · 644 students
974
ICSEA
Woy Woy Public School Government
Primary · P-6 · 365 students
970
ICSEA
Brisbane Water Secondary College Umina Campus Government
Secondary · 7-9 · 787 students
966
ICSEA
Aspect Central Coast School, Woy Woy Independent
Primary
EOC Broken Bay - Woy Woy Catholic
Primary

Source: Australian Curriculum, Assessment and Reporting Authority (ACARA), 2025. ICSEA is the Index of Community Socio-Educational Advantage (national average 1000).

All schools near Umina Beach, with a map

Umina Beach Map

Umina Beach, New South Wales Map data: OpenStreetMap
Loading map…

Umina Beach, New South Wales: 33.5194°S, 151.3126°E

Umina Beach Circle size: offences per 1,000 residents Schools (9)

People in Umina Beach

Demographics

Gender Split

Male 48.1% (8,346) Female 51.9% (9,023)

Population Density

2,486
people per km²
17,372 people · 7.0 km²

Households

2.4
Avg household size
0.8
Persons per bedroom
$1,871
Family income/wk

Age Distribution

0-4
5-9
10-14
15-19
20-24
25-29
30-34
35-39
40-44
45-49
50-54
55-59
60-64
65-69
70-74
75-79
80-84
85+
Male Female

Source: ABS Census 2021, Suburb and Locality (SAL)

Most common overseas birthplaces

England
5.0%
New Zealand
2.1%
Philippines
0.7%
United States of America
0.5%
Scotland
0.5%
South Africa
0.4%
Ireland
0.4%

Shares are of all residents. Source: ABS Census 2021, G09 Country of Birth by SAL

Most common languages at home other than English

Spanish
0.7%
Italian
0.5%
Russian
0.5%
Mandarin
0.4%
Thai
0.3%
German
0.3%
Tagalog
0.2%

Shares are of all residents. Source: ABS Census 2021, G13 Language Used at Home by SAL

Ancestry

English
43.8%
Australian
39.3%
Irish
13.0%
Scottish
10.8%
Australian Aboriginal
4.2%
German
3.2%
Italian
2.6%
Dutch
1.3%
New Zealander
1.2%
Filipino
1.1%
Chinese
1.1%

Shares are of the suburb population. People can report up to two ancestries, so shares add to more than 100%. Source: ABS Census 2021, G08 Ancestry by SAL

Religion

No religion
41.9%
Catholic
21.5%
Anglican
17.4%
Not stated
6.9%
Uniting Church
2.1%
Christian (other)
1.8%
Presbyterian and Reformed
1.6%
Buddhism
1.1%

Source: ABS Census 2021, G14 Religion by SAL

Indigenous Population

4.4%
Aboriginal & Torres Strait Islander

Source: ABS Census 2021, G07 Indigenous Status by SAL

Marital Status

Married
40.7% 5,793
Separated
4.6% 656
Divorced
12.0% 1,702
Widowed
7.2% 1,027
Never married
35.5% 5,042

Source: ABS Census 2021, G05 Marital Status by SAL

Family Structure

Couple: children under 15
37.8%
Couple: no children
27.8%
Couple: no children under 15
13.9%
One parent: children under 15
11.4%
One parent: no children under 15
9.0%

Source: ABS Census 2021, G29 Family Composition by SAL

Household Size

1 person
29.3%
2 persons
34.4%
3 persons
15.0%
4 persons
13.9%
5 persons
5.2%
6+ persons
2.2%

Source: ABS Census 2021, G35 Household Size by SAL

Homes in Umina Beach

Housing Tenure

Of the 6,791 occupied private dwellings in Umina Beach at the 2021 Census, 32.9% were rented, 33.6% owned outright and 30.0% owned with a mortgage.

Other tenure type
1.8% 125 dwellings
Owned outright
33.6% 2,284 dwellings
Owned with mortgage
30.0% 2,040 dwellings
Rented
32.9% 2,235 dwellings
Tenure type not stated
1.7% 113 dwellings

Source: ABS Census 2021, Suburb and Locality (SAL)

Dwelling Types

Separate house
85.0%
Semi-detached (1 storey)
11.0%
Semi-detached (2+ storey)
4.0%

Source: ABS Census 2021, G36 Dwelling Structure by SAL

Number of Bedrooms

1 bedroom
4.5%
2 bedrooms
21.6%
3 bedrooms
44.3%
4 bedrooms
22.4%
5 bedrooms
6.0%
6+ bedrooms
1.1%

Source: ABS Census 2021, G41 Number of Bedrooms by SAL

Monthly Mortgage Repayments

$0-$299/mo
5.1%
$300-$449/mo
2.7%
$450-$599/mo
1.7%
$600-$799/mo
2.9%
$800-$999/mo
3.9%
$1,000-$1,399/mo
9.8%
$1,400-$1,799/mo
14.8%
$1,800-$2,399/mo
26.2%
$2,400-$2,999/mo
19.9%
$3,000-$3,999/mo
13.0%

Source: ABS Census 2021, G38 Mortgage Repayment by SAL

Car Ownership

0 vehicles
8.9%
1 vehicle
42.4%
2 vehicles
34.1%
3 vehicles
10.1%
4+ vehicles
4.4%

Source: ABS Census 2021, G34 Motor Vehicles per Dwelling by SAL

Work, income and education in Umina Beach

Employment

Employed full-time
30.3% 3,774 people
Employed part-time
20.3% 2,527 people
Unemployed
3.2% 398 people
Not in labour force
46.3% 5,766 people

Source: ABS Census 2021, G46 Labour Force Status by SAL

Occupation

Professionals
26.4%
Technicians & Trade Workers
16.7%
Managers
14.9%
Community & Personal Service
14.3%
Clerical & Administrative
13.4%
Sales Workers
5.4%
Labourers
5.3%
Machinery Operators & Drivers
3.5%

Source: ABS Census 2021, G51 Industry of Employment by Occupation

Weekly Household Income

Nil/Negative/wk
1.8%
$1-$149/wk
0.7%
$150-$299/wk
1.4%
$300-$399/wk
2.6%
$400-$499/wk
8.1%
$500-$649/wk
6.6%
$650-$799/wk
7.6%
$800-$999/wk
7.5%
$1,000-$1,249/wk
8.2%
$1,250-$1,499/wk
8.2%
$1,500-$1,749/wk
5.9%
$1,750-$1,999/wk
5.6%
$2,000-$2,499/wk
11.1%
$2,500-$2,999/wk
6.3%
$3,000-$3,499/wk
6.1%
$3,500-$3,999/wk
3.1%
$4,000+/wk
9.3%

Source: ABS Census 2021, G33 Household Income by SAL

Personal Weekly Income Distribution

$0 or less/wk
10.3%
$1-$149/wk
4.4%
$150-$299/wk
6.7%
$300-$399/wk
5.0%
$400-$499/wk
4.9%
$500-$649/wk
4.4%
$650-$799/wk
11.0%
$800-$999/wk
10.6%
$1,000-$1,249/wk
10.2%
$1,250-$1,499/wk
7.7%
$1,500-$1,749/wk
6.5%
$1,750-$1,999/wk
4.8%
$2,000-$2,999/wk
8.6%
$3,000-$3,499/wk
2.0%
$3,500+/wk
2.8%

Source: ABS Census 2021, G17 Personal Income by SAL

How People Get to Work

Car (driver)
63.3%
Did not go to work
22.7%
Car (passenger)
4.6%
Walked only
2.6%
Train
2.6%
Bus
1.0%
Truck
1.0%
Other
0.8%
Bicycle
0.7%
Taxi/Rideshare
0.3%
Motorbike/Scooter
0.2%
Ferry
0.2%

Source: ABS Census 2021, G62 Method of Travel to Work by SAL

Education Level

Year 12 or equivalent
50.7%
Year 10 or equivalent
33.5%
Year 9 or equivalent
8.7%
Year 11 or equivalent
7.1%

Shares are of people whose highest year of school is Year 9 to 12 only. Source: ABS Census 2021, G16 Highest Year of School by SAL

Qualifications

Certificate III/IV
43.3%
Bachelor Degree
24.3%
Advanced Diploma/Diploma
19.2%
Postgraduate Degree
6.9%
Graduate Diploma/Certificate
3.7%
Certificate I/II
2.6%

Source: ABS Census 2021, G49 Non-School Qualification by SAL

Field of Study

Management & Commerce
23.1%
Society & Culture
15.0%
Engineering
13.7%
Health
11.1%
Architecture & Building
9.5%
Education
7.5%
Creative Arts
6.0%
Food, Hospitality & Personal Services
5.4%
Information Technology
3.7%
Natural & Physical Sciences
2.5%
Agriculture & Environment
2.4%

Source: ABS Census 2021, G51 Field of Study by SAL

School & University Attendance

Primary: Government
31.8%
Secondary: Government
24.1%
Pre-school
13.3%
Vocational Education
13.1%
Primary: Catholic
7.7%
Secondary: Catholic
3.9%
Secondary: Other Non-Govt
3.2%
Primary: Other Non-Govt
2.9%

Source: ABS Census 2021, G15 Type of Educational Institution by SAL

More from the 2021 Census

Need for Assistance

Does not have need for assistance
87.0%
Has need for assistance
7.1%
Need for assistance not stated
5.9%

Source: ABS Census 2021, G18 Core Activity Need for Assistance by SAL

Long-term Health Conditions

Mental health
1,892
Arthritis
718
Asthma
702
Lung condition
511
Heart disease
496
Diabetes
471
Cancer
276
Stroke
264
Kidney disease
202
Dementia
95

Source: ABS Census 2021, G19 Long-term Health Conditions by SAL

Unpaid Carers

Provided unpaid assistance
13.1% 1,733
Did not provide
86.9% 11,510

Source: ABS Census 2021, G25 Unpaid Assistance by SAL

Volunteering

Volunteer
12.4% 1,649
Not a volunteer
87.6% 11,642

Source: ABS Census 2021, G23 Voluntary Work by SAL

Military Service

Current ADF: Regular
0.0% 5
Current ADF: Reserves
0.1% 10
Previously served
2.9% 382
Never served
97.0% 12,947

Source: ABS Census 2021, G22 ADF Service by SAL

Children Ever Born

No children
29.3%
1 child
14.2%
2 children
31.2%
3 children
17.4%
4 children
6.1%
5+ children
1.7%

Source: ABS Census 2021, G28 Children Ever Born by SAL

When Migrants Arrived

Before 1951
51
1951: 1960
170
1961: 1970
356
1971: 1980
336
1981: 1990
397
1991: 2000
329
2001: 2010
567
2011: 2015
319
2016
68
2017
48
2018
38
2019
44
2020
23
2021
7

Source: ABS Census 2021, G10 Year of Arrival by SAL

Population Mobility

13.4%
moved in the last year
39.0%
moved in the last 5 years
5.3%
unemployment rate (Census)
53.3%
labour force participation

Source: ABS Census 2021, G43 Summary by SAL

Where Residents Moved From

Same address
14,002
Moved from NSW
1,283
Moved: same area (SA2)
692
Moved from overseas
66
Moved from QLD
33
Moved from VIC
24
Moved from NT
10

Source: ABS Census 2021, G44 Address 1 Year Ago by SAL

Unpaid Domestic Work

Less than 5 hours
19.4%
5: 14 hours
29.6%
15: 29 hours
14.5%
30+ hours
10.9%
Did not do domestic work
25.6%

Source: ABS Census 2021, G24 Unpaid Domestic Work by SAL

Family Blending

Intact family: no other children
83.7%
Step family: no other children
9.9%
Blended family: no other children
4.6%
Intact family: other children present
0.7%
Other couple: children only
0.7%
Step family: other children present
0.2%
Blended family: other children present
0.2%

Source: ABS Census 2021, G31 Family Blending by SAL

Umina Beach Crime Statistics

252 reported offences in 2025-26, by category.

Theft
75
Other Against Property
54
Assault
38
Other Against Person
34
Property Damage
30
Sexual Offences
10
Drug Offences
5
Robbery
3
Weapons
2
Domestic Violence
1

Total offences by year

2020
2021
2022
2023
2024
2025

Source: NSW BOCSAR (bocsar.nsw.gov.au).

Cheaper alternatives with similar incomes

Hamilton South
Income: $770/wk Rent: $162/wk $238/wk less rent
Darlington Point
Income: $736/wk Rent: $200/wk $200/wk less rent
Narrandera
Income: $626/wk Rent: $210/wk $190/wk less rent
Culcairn
Income: $623/wk Rent: $220/wk $180/wk less rent
Broken Hill
Income: $650/wk Rent: $220/wk $180/wk less rent
Guyra
Income: $639/wk Rent: $260/wk $140/wk less rent
Cooma (NSW)
Income: $771/wk Rent: $290/wk $110/wk less rent
Grafton
Income: $641/wk Rent: $300/wk $100/wk less rent

Suburbs near Umina Beach

The closest suburb to Umina Beach is Ettalong Beach, 2.0 km away.

Ettalong Beach
2.0 km away · income $636/wk · rent $390/wk
Woy Woy
2.0 km away · income $605/wk · rent $380/wk
Blackwall (NSW)
2.6 km away · income $732/wk · rent $390/wk
Booker Bay
3.2 km away · income $659/wk · rent $400/wk
St Huberts Island
4.1 km away · income $753/wk · rent $560/wk
Empire Bay
5.5 km away · income $755/wk · rent $410/wk

Compare Umina Beach

Frequently Asked Questions About Umina Beach

What is the population of Umina Beach NSW?

The population of Umina Beach NSW is 17,372 according to the ABS Census 2021. The suburb has a population density of 2,486 people per km². Umina Beach is ranked #203 out of 14,663 suburbs by population.

What is the median income in Umina Beach?

The median personal income in Umina Beach NSW is $688 per week, or $35,776 per year. The median household income is $1,421 per week. Family income is $1,871 per week. Umina Beach is ranked #5,690 by income out of 14,663 Australian suburbs.

How much is rent in Umina Beach?

Median rent in Umina Beach NSW is $400 per week ($1,733 per month). Rent represents 28.1% of household income, which is considered moderate. Umina Beach ranks #1,854 out of 14,663 suburbs by rent.

What are mortgage repayments in Umina Beach?

The median monthly mortgage repayment in Umina Beach NSW is $2,100. This data comes from the ABS Census 2021 and reflects mortgage repayments for owner-occupied dwellings.

What is the median age in Umina Beach?

The median age in Umina Beach NSW is 44 years. This is older than the national median age of 38 years.

Is Umina Beach a good suburb to live in?

Umina Beach is a suburb in New South Wales with a population of 17,372. The median income is $688/wk, which is below the typical NSW suburb ($765/wk). Rent affordability is rated as moderate (28.1% of household income). See the full suburb profile above for detailed statistics.

Explore More

Australian Average Salary Australian House Prices Sydney Cost of Living

Data: Australian Bureau of Statistics, Census of Population and Housing 2021. SA2 area: 14025. All dollar figures in AUD.