Debt Recycling Calculator

Convert non-deductible home loan debt into tax-deductible investment debt and build wealth faster. See your 10-year benefit projection.

Home loan balance$400,000
Home loan interest rate6.0%
Equity to recycle$50,000
Expected investment return7.0%
Dividend yield4.0%
Annual income (for tax rate)$100,000
Marginal tax rate: 32.5%
10-Year Cumulative Benefit
$0
Debt recycling advantage over standard loan
Annual Tax Saving
$0
Annual Div Income
$0
Franking Credit
$0
Net Annual Benefit
$0
Important: Debt recycling involves financial and tax complexity. This calculator is illustrative only — not financial advice. Consult a qualified financial adviser before proceeding.