Financial independence
FIRE Calculator
Find out when you can achieve Financial Independence and Retire Early. Enter your numbers and see your path to freedom.
Your numbers
Target lifestyle
FIRE type guide
Lean FIRE — $30k–$40k/yr. Frugal living, minimal extras.
Regular FIRE — $40k–$60k/yr. Comfortable but mindful.
Fat FIRE — $80k+/yr. No lifestyle compromises.
You can retire at age
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Calculating...
FIRE number
$0
Savings rate
0%
Total invested at FIRE
$0
Monthly passive income
$0
Progress to FIRE
0%
$0 now
$0 target
Savings rate gauge
Net worth projection
Net worth
FIRE target
FIRE variants comparison
Coast & Barista FIRE
Coast FIRE number
$0
Invest this now, stop saving, and still retire at 60.
Barista FIRE gap
$0/yr
Part-time income needed to cover remaining gap if you retire semi-early.
Disclaimer: This calculator is for illustrative purposes only. It assumes constant investment returns and does not account for inflation, tax on investment income, or changes in expenses over time. Actual results will vary. Past market returns are not indicative of future performance. Seek professional financial advice before making retirement decisions.