Property investment
Rental Yield Calculator
Calculate gross and net rental yield on your investment property. See cash flow, compare your yield to other Australian cities, and understand where every rental dollar goes.
Property details
Annual expenses
Mortgage (cash flow)
Interest component only — not full P&I repayment
Gross yield
4.0%
Before expenses
Net yield
2.8%
After all expenses
Annual rent income
$25,220
Total annual expenses
$0
Annual interest cost
$30,000
Net operating income
$0
Annual cash flow (after mortgage interest)
Calculating...
Your rental covers 84% of the mortgage interest
Rental income covers most of your interest cost.
Where your rental income goes
City yield comparison
| City | Median price | Typical rent/wk | Gross yield |
|---|
Indicative data based on 2025 median property prices. Actual yields vary by suburb, property type, and market conditions.
Disclaimer: This calculator provides indicative estimates only. Gross yield = (weekly rent × 52) / property value × 100. Net yield uses vacancy-adjusted income less annual expenses. Cash flow uses interest-only component of the mortgage. Yields do not account for capital growth, depreciation, negative gearing tax benefits, or individual circumstances. Consult a property investment adviser before making investment decisions.