Cardiff, NSW: suburb profile

The population of Cardiff NSW is 6,318 according to the 2021 Census. The median personal income in Cardiff is $780 per week ($40,560 per year). Median rent in Cardiff is $375 per week ($1,625 per month). Cardiff has a median age of 38 years, equal to the national median. Cardiff has a population density of 1,224 people per km².

The most common overseas birthplace in Cardiff is England. The most common religion is No religion (44.0% of residents). After English, the most spoken language is Spanish. The median monthly mortgage repayment in Cardiff is $1,733.

There were 216 recorded offences in Cardiff in 2025-26, a rate of 34 offences per 1,000 people. The most common offence category was theft (65 offences).

Population
6,318
Census 2021
Median income
$780/wk
Personal, Census 2021
Median rent
$375/wk
Weekly, Census 2021
Median age
38years
Census 2021

Valid: Census 2021 · Source: ABS Census of Population and Housing 2021; offences from NSW BOCSAR (bocsar.nsw.gov.au), 2025-26.

Cardiff vs the typical NSW suburb

The median personal income in Cardiff is $780 a week, 2% above the typical NSW suburb ($765). That ranks 1,022nd of 2,150 NSW suburbs with 200 or more residents. Median rent is $375 a week, $10 less than the typical NSW suburb. Rent takes 24.8% of the median household income here, against 22.6% in the typical NSW suburb. The median resident is 38, 5 years younger than in the typical NSW suburb (43).

The typical suburb is the median across suburbs with 200 or more residents. ABS Census 2021, calculated by GDP.com.au.
MeasureCardiffTypical NSWDifferenceTypical Australia
Personal income$780/wk$765/wk +2%$766/wk
Household income$1,512/wk$1,704/wk −11%$1,637/wk
Rent$375/wk$385/wk −3%$330/wk
Mortgage repayment$1,733/mo$1,965/mo −12%$1,733/mo
Median age3843 −5 yrs42
Rent share of household income24.8%22.6% +2.2 pts20.3%
Income, rent and mortgage against the typical suburb Valid: Census 2021 · Source: ABS, calculated by GDP.com.au
Bar chart of median income, rent and mortgage repayment in Cardiff, the typical NSW suburb and the typical Australian suburb.

Cardiff Population

6,318 residents at the 2021 Census.

Cardiff Median Income & Rent

Median Income
$780/wk
$40,560 per year
Ranked 3,938 of 14,663
Median Rent
$375/wk
$1,625 per month
Ranked 2,632 of 14,663
Median Age
38years
Same as the national median
Mortgage
$1,733/mo
Avg household size: 2.4 · 0.8 per bedroom

Valid: Census 2021 · Source: ABS Census of Population and Housing.

Cardiff Rent Prices & Affordability

25% of median household income goes on median rent

Marks at 25% and 35%. Band: affordable.

Household income $1,512/wk
Median rent $375/wk
Rent to income 24.8%

Rent is under 25% of household income, generally considered affordable.

Median rent in Cardiff against your income

About $6,552 a month
Median rent $375/wk
Left after rent $1,137/wk
Rent share 24.8%

Cardiff Schools

20
schools nearby
14
government
1016
avg ICSEA score
7,668
total students
Macquarie College Independent
Combined · K-12 · 1,060 students
1110
ICSEA
Wallsend South Public School Government
Primary · K-6 · 583 students
1083
ICSEA
Newcastle Waldorf School Independent
Combined · K-12 · 237 students
1072
ICSEA
St Kevin's Primary School Catholic
Primary · K-6 · 130 students
1071
ICSEA
Biddabah Public School Government
Primary · K-6 · 348 students
1065
ICSEA
Warners Bay High School Government
Secondary · 7-12 · 1,161 students
1056
ICSEA
Garden Suburb Public School Government
Primary · K-6 · 227 students
1045
ICSEA
Holy Cross Primary School Catholic
Primary · K-6 · 153 students
1036
ICSEA
Hillsborough Public School Government
Primary · K-6 · 164 students
1020
ICSEA
Cardiff South Public School Government
Primary · P-6 · 298 students
1017
ICSEA
Cardiff North Public School Government
Primary · K-6 · 149 students
1014
ICSEA
Cardiff Public School Government
Primary · K-6 · 283 students
1000
ICSEA
Elermore Vale Public School Government
Primary · P-6 · 290 students
996
ICSEA
Cardiff High School Government
Secondary · 7-12 · 778 students
986
ICSEA
Glendale East Public School Government
Primary · K-6 · 232 students
956
ICSEA

Showing 15 of 20 schools.

Source: Australian Curriculum, Assessment and Reporting Authority (ACARA), 2025. ICSEA is the Index of Community Socio-Educational Advantage (national average 1000).

All schools near Cardiff, with a map

Cardiff Map

Cardiff, New South Wales Map data: OpenStreetMap
Loading map…

Cardiff, New South Wales: 32.9425°S, 151.6561°E

Cardiff Circle size: offences per 1,000 residents Schools (20)

People in Cardiff

Demographics

Gender Split

Male 49.3% (3,115) Female 50.7% (3,203)

Population Density

1,224
people per km²
6,318 people · 5.2 km²

Households

2.4
Avg household size
0.8
Persons per bedroom
$1,909
Family income/wk

Age Distribution

0-4
5-9
10-14
15-19
20-24
25-29
30-34
35-39
40-44
45-49
50-54
55-59
60-64
65-69
70-74
75-79
80-84
85+
Male Female

Source: ABS Census 2021, Suburb and Locality (SAL)

Most common overseas birthplaces

England
2.1%
New Zealand
1.1%
India
0.8%
Philippines
0.6%
Germany
0.6%
Italy
0.4%
United States of America
0.3%

Shares are of all residents. Source: ABS Census 2021, G09 Country of Birth by SAL

Most common languages at home other than English

Spanish
0.4%
Tagalog
0.3%
Arabic
0.3%
Hindi
0.3%
Vietnamese
0.3%
Thai
0.3%
Mandarin
0.2%

Shares are of all residents. Source: ABS Census 2021, G13 Language Used at Home by SAL

Ancestry

Australian
43.3%
English
41.0%
Scottish
11.4%
Irish
10.4%
Australian Aboriginal
5.6%
German
4.3%
Italian
2.4%
Welsh
1.3%
Dutch
1.3%
Filipino
1.2%
Polish
1.0%

Shares are of the suburb population. People can report up to two ancestries, so shares add to more than 100%. Source: ABS Census 2021, G08 Ancestry by SAL

Religion

No religion
44.0%
Catholic
17.3%
Anglican
15.1%
Not stated
5.9%
Uniting Church
3.3%
Christian (other)
2.3%
Presbyterian and Reformed
1.8%
Baptist
1.8%

Source: ABS Census 2021, G14 Religion by SAL

Indigenous Population

5.7%
Aboriginal & Torres Strait Islander

Source: ABS Census 2021, G07 Indigenous Status by SAL

Marital Status

Married
39.5% 2,051
Separated
3.9% 203
Divorced
10.7% 558
Widowed
5.3% 277
Never married
40.6% 2,108

Source: ABS Census 2021, G05 Marital Status by SAL

Family Structure

Couple: children under 15
39.4%
Couple: no children
28.1%
Couple: no children under 15
13.4%
One parent: children under 15
10.5%
One parent: no children under 15
8.5%

Source: ABS Census 2021, G29 Family Composition by SAL

Household Size

1 person
29.4%
2 persons
34.1%
3 persons
17.2%
4 persons
12.9%
5 persons
4.0%
6+ persons
2.5%

Source: ABS Census 2021, G35 Household Size by SAL

Homes in Cardiff

Housing Tenure

Of the 2,542 occupied private dwellings in Cardiff at the 2021 Census, 30.7% were rented, 29.8% owned outright and 36.5% owned with a mortgage.

Other tenure type
1.9% 48 dwellings
Owned outright
29.8% 758 dwellings
Owned with mortgage
36.5% 927 dwellings
Rented
30.7% 781 dwellings
Tenure type not stated
0.9% 24 dwellings

Source: ABS Census 2021, Suburb and Locality (SAL)

Dwelling Types

Separate house
88.1%
Semi-detached (1 storey)
8.1%
Semi-detached (2+ storey)
3.7%

Source: ABS Census 2021, G36 Dwelling Structure by SAL

Number of Bedrooms

1 bedroom
3.8%
2 bedrooms
26.5%
3 bedrooms
49.7%
4 bedrooms
16.5%
5 bedrooms
2.9%
6+ bedrooms
0.6%

Source: ABS Census 2021, G41 Number of Bedrooms by SAL

Monthly Mortgage Repayments

$0-$299/mo
3.8%
$300-$449/mo
1.6%
$450-$599/mo
1.6%
$600-$799/mo
2.8%
$800-$999/mo
4.9%
$1,000-$1,399/mo
15.2%
$1,400-$1,799/mo
26.4%
$1,800-$2,399/mo
28.4%
$2,400-$2,999/mo
10.8%
$3,000-$3,999/mo
4.5%

Source: ABS Census 2021, G38 Mortgage Repayment by SAL

Car Ownership

0 vehicles
5.5%
1 vehicle
40.7%
2 vehicles
36.7%
3 vehicles
11.7%
4+ vehicles
5.5%

Source: ABS Census 2021, G34 Motor Vehicles per Dwelling by SAL

Work, income and education in Cardiff

Employment

Employed full-time
36.1% 1,712 people
Employed part-time
22.3% 1,055 people
Unemployed
4.1% 194 people
Not in labour force
37.5% 1,778 people

Source: ABS Census 2021, G46 Labour Force Status by SAL

Occupation

Professionals
28.4%
Technicians & Trade Workers
18.9%
Community & Personal Service
16.4%
Clerical & Administrative
12.1%
Managers
9.6%
Sales Workers
5.6%
Labourers
4.7%
Machinery Operators & Drivers
4.3%

Source: ABS Census 2021, G51 Industry of Employment by Occupation

Weekly Household Income

Nil/Negative/wk
2.0%
$1-$149/wk
0.5%
$150-$299/wk
0.8%
$300-$399/wk
2.7%
$400-$499/wk
7.7%
$500-$649/wk
5.3%
$650-$799/wk
7.4%
$800-$999/wk
7.2%
$1,000-$1,249/wk
8.1%
$1,250-$1,499/wk
8.2%
$1,500-$1,749/wk
6.7%
$1,750-$1,999/wk
6.5%
$2,000-$2,499/wk
13.3%
$2,500-$2,999/wk
7.8%
$3,000-$3,499/wk
6.5%
$3,500-$3,999/wk
3.9%
$4,000+/wk
5.4%

Source: ABS Census 2021, G33 Household Income by SAL

Personal Weekly Income Distribution

$0 or less/wk
8.5%
$1-$149/wk
3.4%
$150-$299/wk
5.7%
$300-$399/wk
5.2%
$400-$499/wk
4.9%
$500-$649/wk
4.0%
$650-$799/wk
9.7%
$800-$999/wk
12.3%
$1,000-$1,249/wk
13.6%
$1,250-$1,499/wk
9.0%
$1,500-$1,749/wk
8.1%
$1,750-$1,999/wk
5.9%
$2,000-$2,999/wk
7.7%
$3,000-$3,499/wk
1.0%
$3,500+/wk
0.9%

Source: ABS Census 2021, G17 Personal Income by SAL

How People Get to Work

Car (driver)
71.8%
Did not go to work
19.2%
Car (passenger)
4.3%
Walked only
1.2%
Bus
1.2%
Truck
0.7%
Motorbike/Scooter
0.6%
Train
0.5%
Other
0.3%
Bicycle
0.1%

Source: ABS Census 2021, G62 Method of Travel to Work by SAL

Education Level

Year 12 or equivalent
51.8%
Year 10 or equivalent
32.3%
Year 9 or equivalent
9.0%
Year 11 or equivalent
6.9%

Shares are of people whose highest year of school is Year 9 to 12 only. Source: ABS Census 2021, G16 Highest Year of School by SAL

Qualifications

Certificate III/IV
45.0%
Bachelor Degree
25.2%
Advanced Diploma/Diploma
16.9%
Postgraduate Degree
6.4%
Graduate Diploma/Certificate
3.5%
Certificate I/II
2.9%

Source: ABS Census 2021, G49 Non-School Qualification by SAL

Field of Study

Management & Commerce
20.2%
Engineering
17.0%
Health
14.8%
Society & Culture
14.1%
Education
9.6%
Architecture & Building
7.5%
Food, Hospitality & Personal Services
6.0%
Creative Arts
4.0%
Information Technology
3.1%
Agriculture & Environment
2.0%
Natural & Physical Sciences
1.8%

Source: ABS Census 2021, G51 Field of Study by SAL

School & University Attendance

Primary: Government
31.8%
Secondary: Government
22.8%
Vocational Education
14.9%
Pre-school
12.6%
Primary: Catholic
7.7%
Secondary: Catholic
4.7%
Primary: Other Non-Govt
3.0%
Secondary: Other Non-Govt
2.5%

Source: ABS Census 2021, G15 Type of Educational Institution by SAL

More from the 2021 Census

Need for Assistance

Does not have need for assistance
88.0%
Has need for assistance
7.1%
Need for assistance not stated
4.9%

Source: ABS Census 2021, G18 Core Activity Need for Assistance by SAL

Long-term Health Conditions

Mental health
929
Arthritis
281
Asthma
267
Diabetes
185
Heart disease
161
Lung condition
143
Cancer
104
Stroke
71
Kidney disease
60
Dementia
58

Source: ABS Census 2021, G19 Long-term Health Conditions by SAL

Unpaid Carers

Provided unpaid assistance
14.2% 699
Did not provide
85.8% 4,220

Source: ABS Census 2021, G25 Unpaid Assistance by SAL

Volunteering

Volunteer
11.5% 565
Not a volunteer
88.5% 4,359

Source: ABS Census 2021, G23 Voluntary Work by SAL

Military Service

Current ADF: Regular
0.2% 8
Current ADF: Reserves
0.2% 12
Previously served
3.1% 153
Never served
96.5% 4,787

Source: ABS Census 2021, G22 ADF Service by SAL

Children Ever Born

No children
34.8%
1 child
14.0%
2 children
30.0%
3 children
14.3%
4 children
4.9%
5+ children
2.0%

Source: ABS Census 2021, G28 Children Ever Born by SAL

When Migrants Arrived

Before 1951
35
1951: 1960
51
1961: 1970
74
1971: 1980
52
1981: 1990
78
1991: 2000
64
2001: 2010
144
2011: 2015
80
2016
10
2017
13
2018
14
2019
22
2020
4
2021
3

Source: ABS Census 2021, G10 Year of Arrival by SAL

Population Mobility

16.6%
moved in the last year
39.7%
moved in the last 5 years
6.0%
unemployment rate (Census)
61.0%
labour force participation

Source: ABS Census 2021, G43 Summary by SAL

Where Residents Moved From

Same address
4,927
Moved from NSW
769
Moved: same area (SA2)
144
Moved from overseas
17
Moved from QLD
11
Moved from WA
10
Moved from VIC
7
Moved from NT
4
Moved from TAS
3

Source: ABS Census 2021, G44 Address 1 Year Ago by SAL

Unpaid Domestic Work

Less than 5 hours
20.5%
5: 14 hours
30.4%
15: 29 hours
14.0%
30+ hours
9.3%
Did not do domestic work
25.8%

Source: ABS Census 2021, G24 Unpaid Domestic Work by SAL

Family Blending

Intact family: no other children
84.1%
Step family: no other children
10.6%
Blended family: no other children
4.2%
Intact family: other children present
1.2%

Source: ABS Census 2021, G31 Family Blending by SAL

Cardiff Crime Statistics

216 reported offences in 2025-26, by category.

Theft
65
Traffic
54
Drug Offences
38
Assault
17
Property Damage
13
Weapons
9
Other Against Property
9
Other Against Person
6
Sexual Offences
4
Robbery
1

Total offences by year

2020
2021
2022
2023
2024
2025

Source: NSW BOCSAR (bocsar.nsw.gov.au).

Cheaper alternatives with similar incomes

Coonamble
Income: $641/wk Rent: $190/wk $185/wk less rent
Wee Waa
Income: $689/wk Rent: $200/wk $175/wk less rent
Buronga
Income: $772/wk Rent: $203/wk $172/wk less rent
Moree
Income: $851/wk Rent: $230/wk $145/wk less rent
North Albury
Income: $673/wk Rent: $240/wk $135/wk less rent
Leeton
Income: $763/wk Rent: $250/wk $125/wk less rent
Blayney
Income: $696/wk Rent: $265/wk $110/wk less rent
Wagga Wagga
Income: $819/wk Rent: $295/wk $80/wk less rent

Suburbs near Cardiff

The closest suburb to Cardiff is Macquarie Hills, 1.4 km away.

Macquarie Hills
1.4 km away · income $968/wk · rent $473/wk
Cardiff South
1.4 km away · income $805/wk · rent $400/wk
Glendale (NSW)
1.6 km away · income $736/wk · rent $360/wk
Cardiff Heights
2.1 km away · income $808/wk · rent $380/wk
Garden Suburb
2.1 km away · income $942/wk · rent $465/wk
Lakelands (NSW)
2.2 km away · income $939/wk · rent $450/wk

Compare Cardiff (NSW)

Frequently Asked Questions About Cardiff

What is the population of Cardiff NSW?

The population of Cardiff NSW is 6,318 according to the ABS Census 2021. The suburb has a population density of 1,224 people per km². Cardiff is ranked #1,230 out of 14,663 suburbs by population.

What is the median income in Cardiff?

The median personal income in Cardiff NSW is $780 per week, or $40,560 per year. The median household income is $1,512 per week. Family income is $1,909 per week. Cardiff is ranked #3,938 by income out of 14,663 Australian suburbs.

How much is rent in Cardiff?

Median rent in Cardiff NSW is $375 per week ($1,625 per month). Rent represents 24.8% of household income, which is considered affordable. Cardiff ranks #2,632 out of 14,663 suburbs by rent.

What are mortgage repayments in Cardiff?

The median monthly mortgage repayment in Cardiff NSW is $1,733. This data comes from the ABS Census 2021 and reflects mortgage repayments for owner-occupied dwellings.

What is the median age in Cardiff?

The median age in Cardiff NSW is 38 years. This is equal to the national median age of 38 years.

Is Cardiff a good suburb to live in?

Cardiff is a suburb in New South Wales with a population of 6,318. The median income is $780/wk, which is above the typical NSW suburb ($765/wk). Rent affordability is rated as affordable (24.8% of household income). See the full suburb profile above for detailed statistics.

Explore More

Australian Average Salary Australian House Prices Sydney Cost of Living

Data: Australian Bureau of Statistics, Census of Population and Housing 2021. SA2 area: 10808. All dollar figures in AUD.