Lake Munmorah, NSW: suburb profile

The population of Lake Munmorah NSW is 5,084 according to the 2021 Census. The median personal income in Lake Munmorah is $625 per week ($32,500 per year). Median rent in Lake Munmorah is $380 per week ($1,647 per month). Lake Munmorah has a median age of 50 years, older than the national median of 38. Lake Munmorah has a population density of 891 people per km².

The most common overseas birthplace in Lake Munmorah is England. The most common religion is No religion (35.7% of residents). After English, the most spoken language is Arabic. The median monthly mortgage repayment in Lake Munmorah is $1,733.

There were 67 recorded offences in Lake Munmorah in 2025-26, a rate of 13 offences per 1,000 people. The most common offence category was theft (31 offences).

Population
5,084
Census 2021
Median income
$625/wk
Personal, Census 2021
Median rent
$380/wk
Weekly, Census 2021
Median age
50years
Census 2021

Valid: Census 2021 · Source: ABS Census of Population and Housing 2021; offences from NSW BOCSAR (bocsar.nsw.gov.au), 2025-26.

Lake Munmorah vs the typical NSW suburb

The median personal income in Lake Munmorah is $625 a week, 18% below the typical NSW suburb ($765). That ranks 1,656th of 2,150 NSW suburbs with 200 or more residents. Median rent is $380 a week, $5 less than the typical NSW suburb. Rent takes 32.9% of the median household income here, against 22.6% in the typical NSW suburb. The median resident is 50, 7 years older than in the typical NSW suburb (43).

The typical suburb is the median across suburbs with 200 or more residents. ABS Census 2021, calculated by GDP.com.au.
MeasureLake MunmorahTypical NSWDifferenceTypical Australia
Personal income$625/wk$765/wk −18%$766/wk
Household income$1,155/wk$1,704/wk −32%$1,637/wk
Rent$380/wk$385/wk −1%$330/wk
Mortgage repayment$1,733/mo$1,965/mo −12%$1,733/mo
Median age5043 +7 yrs42
Rent share of household income32.9%22.6% +10.3 pts20.3%
Income, rent and mortgage against the typical suburb Valid: Census 2021 · Source: ABS, calculated by GDP.com.au
Bar chart of median income, rent and mortgage repayment in Lake Munmorah, the typical NSW suburb and the typical Australian suburb.

Lake Munmorah Population

5,084 residents at the 2021 Census.

Lake Munmorah Median Income & Rent

Median Income
$625/wk
$32,500 per year
Ranked 6,691 of 14,663
Median Rent
$380/wk
$1,647 per month
Ranked 2,445 of 14,663
Median Age
50years
12 years older than the national median
Mortgage
$1,733/mo
Avg household size: 2.3 · 0.7 per bedroom

Valid: Census 2021 · Source: ABS Census of Population and Housing.

Lake Munmorah Rent Prices & Affordability

33% of median household income goes on median rent

Marks at 25% and 35%. Band: moderate.

Household income $1,155/wk
Median rent $380/wk
Rent to income 32.9%

Rent is between 25% and 35% of household income: moderate housing costs.

Median rent in Lake Munmorah against your income

About $5,005 a month
Median rent $380/wk
Left after rent $775/wk
Rent share 32.9%

Lake Munmorah Schools

5
schools nearby
2
government
972
avg ICSEA score
2,076
total students
St Brigid's Catholic College Catholic
Secondary · 7-12 · 651 students
1006
ICSEA
St Brendan's Catholic Primary School Catholic
Primary · K-6 · 431 students
1005
ICSEA
Lake Munmorah Public School Government
Primary · K-6 · 384 students
950
ICSEA
Lake Munmorah High School Government
Secondary · 7-12 · 610 students
925
ICSEA
EOC Broken Bay - Lake Munmorah Catholic
Primary

Source: Australian Curriculum, Assessment and Reporting Authority (ACARA), 2025. ICSEA is the Index of Community Socio-Educational Advantage (national average 1000).

All schools near Lake Munmorah, with a map

Lake Munmorah Map

Lake Munmorah, New South Wales Map data: OpenStreetMap
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People in Lake Munmorah

Demographics

Gender Split

Male 48.3% (2,453) Female 51.7% (2,628)

Population Density

891
people per km²
5,084 people · 5.7 km²

Households

2.3
Avg household size
0.7
Persons per bedroom
$1,579
Family income/wk

Age Distribution

0-4
5-9
10-14
15-19
20-24
25-29
30-34
35-39
40-44
45-49
50-54
55-59
60-64
65-69
70-74
75-79
80-84
85+
Male Female

Source: ABS Census 2021, Suburb and Locality (SAL)

Most common overseas birthplaces

England
4.1%
New Zealand
1.7%
Germany
0.6%
Scotland
0.4%
Netherlands
0.3%
United States of America
0.3%
Italy
0.3%

Shares are of all residents. Source: ABS Census 2021, G09 Country of Birth by SAL

Most common languages at home other than English

Arabic
0.5%
Spanish
0.3%
Indonesian
0.2%
Greek
0.2%
French
0.2%
German
0.1%
Italian
0.1%

Shares are of all residents. Source: ABS Census 2021, G13 Language Used at Home by SAL

Ancestry

English
45.9%
Australian
43.6%
Irish
11.3%
Scottish
9.6%
Australian Aboriginal
5.1%
German
4.1%
Italian
2.3%
Maltese
1.4%
Dutch
1.1%
New Zealander
0.9%
Maori
0.7%

Shares are of the suburb population. People can report up to two ancestries, so shares add to more than 100%. Source: ABS Census 2021, G08 Ancestry by SAL

Religion

No religion
35.7%
Anglican
22.4%
Catholic
22.2%
Not stated
5.4%
Presbyterian and Reformed
2.8%
Uniting Church
2.2%
Christian (other)
1.7%
Baptist
1.2%

Source: ABS Census 2021, G14 Religion by SAL

Indigenous Population

5.5%
Aboriginal & Torres Strait Islander

Source: ABS Census 2021, G07 Indigenous Status by SAL

Marital Status

Married
46.2% 1,994
Separated
4.3% 187
Divorced
12.0% 520
Widowed
8.1% 351
Never married
29.3% 1,265

Source: ABS Census 2021, G05 Marital Status by SAL

Family Structure

Couple: no children
37.1%
Couple: children under 15
32.1%
Couple: no children under 15
13.8%
One parent: children under 15
9.2%
One parent: no children under 15
7.8%

Source: ABS Census 2021, G29 Family Composition by SAL

Household Size

1 person
30.5%
2 persons
39.3%
3 persons
12.6%
4 persons
11.2%
5 persons
4.8%
6+ persons
1.7%

Source: ABS Census 2021, G35 Household Size by SAL

Homes in Lake Munmorah

Housing Tenure

Of the 2,167 occupied private dwellings in Lake Munmorah at the 2021 Census, 17.9% were rented, 49.6% owned outright and 29.9% owned with a mortgage.

Other tenure type
1.4% 30 dwellings
Owned outright
49.6% 1,074 dwellings
Owned with mortgage
29.9% 647 dwellings
Rented
17.9% 387 dwellings
Tenure type not stated
1.5% 33 dwellings

Source: ABS Census 2021, Suburb and Locality (SAL)

Dwelling Types

Separate house
98.0%
Semi-detached (1 storey)
1.7%
Semi-detached (2+ storey)
0.2%

Source: ABS Census 2021, G36 Dwelling Structure by SAL

Number of Bedrooms

1 bedroom
3.6%
2 bedrooms
24.1%
3 bedrooms
41.3%
4 bedrooms
24.9%
5 bedrooms
5.1%
6+ bedrooms
1.0%

Source: ABS Census 2021, G41 Number of Bedrooms by SAL

Monthly Mortgage Repayments

$0-$299/mo
4.3%
$300-$449/mo
1.9%
$450-$599/mo
2.2%
$600-$799/mo
3.6%
$800-$999/mo
5.0%
$1,000-$1,399/mo
13.6%
$1,400-$1,799/mo
22.8%
$1,800-$2,399/mo
31.4%
$2,400-$2,999/mo
10.7%
$3,000-$3,999/mo
4.5%

Source: ABS Census 2021, G38 Mortgage Repayment by SAL

Car Ownership

0 vehicles
3.5%
1 vehicle
45.1%
2 vehicles
33.1%
3 vehicles
11.1%
4+ vehicles
7.2%

Source: ABS Census 2021, G34 Motor Vehicles per Dwelling by SAL

Work, income and education in Lake Munmorah

Employment

Employed full-time
26.7% 1,031 people
Employed part-time
17.9% 691 people
Unemployed
2.6% 101 people
Not in labour force
52.7% 2,034 people

Source: ABS Census 2021, G46 Labour Force Status by SAL

Occupation

Technicians & Trade Workers
20.4%
Professionals
19.4%
Community & Personal Service
15.9%
Clerical & Administrative
12.9%
Managers
11.8%
Sales Workers
6.7%
Labourers
6.4%
Machinery Operators & Drivers
6.4%

Source: ABS Census 2021, G51 Industry of Employment by Occupation

Weekly Household Income

Nil/Negative/wk
1.6%
$1-$149/wk
0.5%
$150-$299/wk
1.2%
$300-$399/wk
2.9%
$400-$499/wk
8.1%
$500-$649/wk
10.1%
$650-$799/wk
11.8%
$800-$999/wk
8.6%
$1,000-$1,249/wk
8.4%
$1,250-$1,499/wk
7.7%
$1,500-$1,749/wk
5.9%
$1,750-$1,999/wk
4.9%
$2,000-$2,499/wk
10.0%
$2,500-$2,999/wk
7.0%
$3,000-$3,499/wk
4.0%
$3,500-$3,999/wk
3.0%
$4,000+/wk
4.3%

Source: ABS Census 2021, G33 Household Income by SAL

Personal Weekly Income Distribution

$0 or less/wk
8.5%
$1-$149/wk
4.0%
$150-$299/wk
5.9%
$300-$399/wk
8.9%
$400-$499/wk
5.5%
$500-$649/wk
5.4%
$650-$799/wk
11.7%
$800-$999/wk
11.2%
$1,000-$1,249/wk
11.7%
$1,250-$1,499/wk
9.0%
$1,500-$1,749/wk
5.9%
$1,750-$1,999/wk
3.8%
$2,000-$2,999/wk
6.6%
$3,000-$3,499/wk
0.9%
$3,500+/wk
1.0%

Source: ABS Census 2021, G17 Personal Income by SAL

How People Get to Work

Car (driver)
70.9%
Did not go to work
21.4%
Car (passenger)
3.3%
Truck
1.9%
Walked only
1.3%
Train
0.4%
Other
0.4%
Bus
0.3%
Motorbike/Scooter
0.2%

Source: ABS Census 2021, G62 Method of Travel to Work by SAL

Education Level

Year 10 or equivalent
43.1%
Year 12 or equivalent
38.4%
Year 9 or equivalent
11.4%
Year 11 or equivalent
7.2%

Shares are of people whose highest year of school is Year 9 to 12 only. Source: ABS Census 2021, G16 Highest Year of School by SAL

Qualifications

Certificate III/IV
54.9%
Bachelor Degree
18.5%
Advanced Diploma/Diploma
17.6%
Certificate I/II
3.8%
Postgraduate Degree
3.1%
Graduate Diploma/Certificate
2.1%

Source: ABS Census 2021, G49 Non-School Qualification by SAL

Field of Study

Management & Commerce
19.7%
Engineering
17.4%
Society & Culture
14.4%
Health
12.6%
Architecture & Building
11.7%
Education
9.8%
Food, Hospitality & Personal Services
6.9%
Creative Arts
3.3%
Agriculture & Environment
2.6%
Natural & Physical Sciences
1.0%
Information Technology
0.6%

Source: ABS Census 2021, G51 Field of Study by SAL

School & University Attendance

Primary: Government
29.6%
Secondary: Government
23.1%
Vocational Education
13.5%
Pre-school
12.3%
Secondary: Catholic
9.1%
Primary: Catholic
8.4%
Primary: Other Non-Govt
2.2%
Secondary: Other Non-Govt
1.7%

Source: ABS Census 2021, G15 Type of Educational Institution by SAL

More from the 2021 Census

Need for Assistance

Does not have need for assistance
87.3%
Has need for assistance
8.5%
Need for assistance not stated
4.4%

Source: ABS Census 2021, G18 Core Activity Need for Assistance by SAL

Long-term Health Conditions

Mental health
639
Arthritis
358
Lung condition
218
Asthma
217
Heart disease
216
Diabetes
215
Cancer
109
Stroke
106
Kidney disease
86
Dementia
26

Source: ABS Census 2021, G19 Long-term Health Conditions by SAL

Unpaid Carers

Provided unpaid assistance
15.1% 618
Did not provide
84.9% 3,483

Source: ABS Census 2021, G25 Unpaid Assistance by SAL

Volunteering

Volunteer
11.6% 480
Not a volunteer
88.4% 3,641

Source: ABS Census 2021, G23 Voluntary Work by SAL

Military Service

Current ADF: Reserves
0.1% 6
Previously served
3.9% 161
Never served
96.0% 3,961

Source: ABS Census 2021, G22 ADF Service by SAL

Children Ever Born

No children
22.9%
1 child
11.9%
2 children
33.9%
3 children
21.5%
4 children
7.9%
5+ children
1.9%

Source: ABS Census 2021, G28 Children Ever Born by SAL

When Migrants Arrived

Before 1951
21
1951: 1960
99
1961: 1970
132
1971: 1980
103
1981: 1990
80
1991: 2000
33
2001: 2010
60
2011: 2015
33
2018
4
2019
3

Source: ABS Census 2021, G10 Year of Arrival by SAL

Population Mobility

12.7%
moved in the last year
36.2%
moved in the last 5 years
4.7%
unemployment rate (Census)
48.3%
labour force participation

Source: ABS Census 2021, G43 Summary by SAL

Where Residents Moved From

Same address
4,181
Moved from NSW
503
Moved: same area (SA2)
71
Moved from VIC
9
Moved from QLD
9
Moved from overseas
5
Moved from SA
4

Source: ABS Census 2021, G44 Address 1 Year Ago by SAL

Unpaid Domestic Work

Less than 5 hours
18.4%
5: 14 hours
29.1%
15: 29 hours
14.0%
30+ hours
10.7%
Did not do domestic work
27.7%

Source: ABS Census 2021, G24 Unpaid Domestic Work by SAL

Family Blending

Intact family: no other children
79.5%
Step family: no other children
14.8%
Blended family: no other children
4.0%
Intact family: other children present
1.7%

Source: ABS Census 2021, G31 Family Blending by SAL

Lake Munmorah Crime Statistics

67 reported offences in 2025-26, by category.

Theft
31
Sexual Offences
10
Assault
7
Other Against Person
7
Other Against Property
7
Property Damage
4
Drug Offences
1

Total offences by year

2020
2021
2022
2023
2024
2025

Source: NSW BOCSAR (bocsar.nsw.gov.au).

Cheaper alternatives with similar incomes

Suburbs near Lake Munmorah

The closest suburb to Lake Munmorah is Chain Valley Bay, 3.3 km away.

Chain Valley Bay
3.3 km away · income $530/wk · rent $370/wk
Halekulani
3.3 km away · income $601/wk · rent $360/wk
Mannering Park
4.5 km away · income $653/wk · rent $378/wk
Buff Point
5.1 km away · income $657/wk · rent $380/wk
San Remo (NSW)
5.5 km away · income $658/wk · rent $380/wk
Budgewoi
5.7 km away · income $663/wk · rent $350/wk

Frequently Asked Questions About Lake Munmorah

What is the population of Lake Munmorah NSW?

The population of Lake Munmorah NSW is 5,084 according to the ABS Census 2021. The suburb has a population density of 891 people per km². Lake Munmorah is ranked #1,542 out of 14,663 suburbs by population.

What is the median income in Lake Munmorah?

The median personal income in Lake Munmorah NSW is $625 per week, or $32,500 per year. The median household income is $1,155 per week. Family income is $1,579 per week. Lake Munmorah is ranked #6,691 by income out of 14,663 Australian suburbs.

How much is rent in Lake Munmorah?

Median rent in Lake Munmorah NSW is $380 per week ($1,647 per month). Rent represents 32.9% of household income, which is considered moderate. Lake Munmorah ranks #2,445 out of 14,663 suburbs by rent.

What are mortgage repayments in Lake Munmorah?

The median monthly mortgage repayment in Lake Munmorah NSW is $1,733. This data comes from the ABS Census 2021 and reflects mortgage repayments for owner-occupied dwellings.

What is the median age in Lake Munmorah?

The median age in Lake Munmorah NSW is 50 years. This is older than the national median age of 38 years.

Is Lake Munmorah a good suburb to live in?

Lake Munmorah is a suburb in New South Wales with a population of 5,084. The median income is $625/wk, which is below the typical NSW suburb ($765/wk). Rent affordability is rated as moderate (32.9% of household income). See the full suburb profile above for detailed statistics.

Data: Australian Bureau of Statistics, Census of Population and Housing 2021. SA2 area: 12262. All dollar figures in AUD.