Point Clare, NSW: suburb profile

The population of Point Clare NSW is 3,974 according to the 2021 Census. The median personal income in Point Clare is $756 per week ($39,312 per year). Median rent in Point Clare is $380 per week ($1,647 per month). Point Clare has a median age of 46 years, older than the national median of 38. Point Clare has a population density of 1,191 people per km².

The most common overseas birthplace in Point Clare is England. The most common religion is No religion (41.1% of residents). After English, the most spoken language is Mandarin. The median monthly mortgage repayment in Point Clare is $2,000.

There were 42 recorded offences in Point Clare in 2025-26, a rate of 11 offences per 1,000 people. The most common offence category was theft (9 offences).

Population
3,974
Census 2021
Median income
$756/wk
Personal, Census 2021
Median rent
$380/wk
Weekly, Census 2021
Median age
46years
Census 2021

Valid: Census 2021 · Source: ABS Census of Population and Housing 2021; offences from NSW BOCSAR (bocsar.nsw.gov.au), 2025-26.

Point Clare vs the typical NSW suburb

The median personal income in Point Clare is $756 a week, in line with the typical NSW suburb ($765). That ranks 1,135th of 2,150 NSW suburbs with 200 or more residents. Median rent is $380 a week, $5 less than the typical NSW suburb. Rent takes 23.4% of the median household income here, against 22.6% in the typical NSW suburb. The median resident is 46, 3 years older than in the typical NSW suburb (43).

The typical suburb is the median across suburbs with 200 or more residents. ABS Census 2021, calculated by GDP.com.au.
MeasurePoint ClareTypical NSWDifferenceTypical Australia
Personal income$756/wk$765/wk −1%$766/wk
Household income$1,623/wk$1,704/wk −5%$1,637/wk
Rent$380/wk$385/wk −1%$330/wk
Mortgage repayment$2,000/mo$1,965/mo +2%$1,733/mo
Median age4643 +3 yrs42
Rent share of household income23.4%22.6% +0.8 pts20.3%
Income, rent and mortgage against the typical suburb Valid: Census 2021 · Source: ABS, calculated by GDP.com.au
Bar chart of median income, rent and mortgage repayment in Point Clare, the typical NSW suburb and the typical Australian suburb.

Point Clare Population

3,974 residents at the 2021 Census.

Point Clare Median Income & Rent

Median Income
$756/wk
$39,312 per year
Ranked 4,411 of 14,663
Median Rent
$380/wk
$1,647 per month
Ranked 2,445 of 14,663
Median Age
46years
8 years older than the national median
Mortgage
$2,000/mo
Avg household size: 2.5 · 0.8 per bedroom

Valid: Census 2021 · Source: ABS Census of Population and Housing.

Point Clare Rent Prices & Affordability

23% of median household income goes on median rent

Marks at 25% and 35%. Band: affordable.

Household income $1,623/wk
Median rent $380/wk
Rent to income 23.4%

Rent is under 25% of household income, generally considered affordable.

Median rent in Point Clare against your income

About $7,033 a month
Median rent $380/wk
Left after rent $1,243/wk
Rent share 23.4%

Point Clare Schools

15
schools nearby
7
government
1012
avg ICSEA score
6,969
total students
Gosford High School Government
Secondary · 7-12 · 1,067 students
1157
ICSEA
St Joseph's Catholic College Catholic
Secondary · 7-12 · 802 students
1075
ICSEA
St Edward's Christian Brothers' College Independent
Secondary · 7-12 · 971 students
1068
ICSEA
Point Clare Public School Government
Primary · K-6 · 479 students
1058
ICSEA
Gosford Public School Government
Primary · K-6 · 545 students
1049
ICSEA
Henry Kendall High School Government
Secondary · 7-12 · 789 students
1030
ICSEA
Central Coast Sports College Independent
Combined · K-12 · 990 students
1026
ICSEA
Kariong Public School Government
Primary · K-6 · 502 students
1007
ICSEA
ET Australia Secondary College Independent
Secondary · 7-12 · 280 students
976
ICSEA
Kariong Mountains High School Government
Secondary · 7-12 · 420 students
968
ICSEA
Ngaruki Gulgul Independent
Secondary · 9-12 · 70 students
899
ICSEA
Girrakool School Government
Secondary · U · 54 students
826
ICSEA
Indie School Gosford - Faunce Independent
Secondary
Indie School Gosford - Watt Independent
Secondary
ET Australia Secondary College Senior Campus Independent
Secondary

Source: Australian Curriculum, Assessment and Reporting Authority (ACARA), 2025. ICSEA is the Index of Community Socio-Educational Advantage (national average 1000).

All schools near Point Clare, with a map

Point Clare Map

Point Clare, New South Wales Map data: OpenStreetMap
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People in Point Clare

Demographics

Gender Split

Male 48.1% (1,912) Female 51.9% (2,061)

Population Density

1,191
people per km²
3,974 people · 3.3 km²

Households

2.5
Avg household size
0.8
Persons per bedroom
$2,278
Family income/wk

Age Distribution

0-4
5-9
10-14
15-19
20-24
25-29
30-34
35-39
40-44
45-49
50-54
55-59
60-64
65-69
70-74
75-79
80-84
85+
Male Female

Source: ABS Census 2021, Suburb and Locality (SAL)

Most common overseas birthplaces

England
6.4%
New Zealand
1.7%
South Africa
1.4%
China
1.0%
Philippines
0.8%
Scotland
0.7%
India
0.6%

Shares are of all residents. Source: ABS Census 2021, G09 Country of Birth by SAL

Most common languages at home other than English

Mandarin
1.1%
Cantonese
0.7%
Greek
0.6%
Vietnamese
0.6%
Korean
0.5%
Portuguese
0.5%
German
0.5%

Shares are of all residents. Source: ABS Census 2021, G13 Language Used at Home by SAL

Ancestry

English
43.8%
Australian
37.0%
Scottish
12.0%
Irish
11.3%
German
3.9%
Italian
3.1%
Chinese
2.4%
Australian Aboriginal
2.2%
Dutch
1.5%
Filipino
1.3%
South African
1.3%

Shares are of the suburb population. People can report up to two ancestries, so shares add to more than 100%. Source: ABS Census 2021, G08 Ancestry by SAL

Religion

No religion
41.1%
Catholic
20.4%
Anglican
15.1%
Not stated
4.7%
Presbyterian and Reformed
2.7%
Uniting Church
2.7%
Christian (other)
2.4%
Othr Protestnt
1.9%

Source: ABS Census 2021, G14 Religion by SAL

Indigenous Population

2.3%
Aboriginal & Torres Strait Islander

Source: ABS Census 2021, G07 Indigenous Status by SAL

Marital Status

Married
47.0% 1,534
Separated
3.1% 101
Divorced
11.9% 389
Widowed
7.7% 251
Never married
30.3% 987

Source: ABS Census 2021, G05 Marital Status by SAL

Family Structure

Couple: children under 15
42.7%
Couple: no children
25.8%
Couple: no children under 15
18.0%
One parent: no children under 15
7.1%
One parent: children under 15
6.3%

Source: ABS Census 2021, G29 Family Composition by SAL

Household Size

1 person
29.0%
2 persons
31.5%
3 persons
15.0%
4 persons
16.3%
5 persons
6.5%
6+ persons
1.6%

Source: ABS Census 2021, G35 Household Size by SAL

Homes in Point Clare

Housing Tenure

Of the 1,509 occupied private dwellings in Point Clare at the 2021 Census, 25.6% were rented, 37.0% owned outright and 35.3% owned with a mortgage.

Other tenure type
0.8% 12 dwellings
Owned outright
37.0% 558 dwellings
Owned with mortgage
35.3% 533 dwellings
Rented
25.6% 386 dwellings
Tenure type not stated
1.4% 21 dwellings

Source: ABS Census 2021, Suburb and Locality (SAL)

Dwelling Types

Separate house
91.4%
Semi-detached (1 storey)
6.4%
Semi-detached (2+ storey)
2.2%

Source: ABS Census 2021, G36 Dwelling Structure by SAL

Number of Bedrooms

1 bedroom
6.1%
2 bedrooms
15.7%
3 bedrooms
38.8%
4 bedrooms
31.9%
5 bedrooms
5.7%
6+ bedrooms
1.8%

Source: ABS Census 2021, G41 Number of Bedrooms by SAL

Monthly Mortgage Repayments

$0-$299/mo
3.7%
$300-$449/mo
2.5%
$450-$599/mo
2.7%
$600-$799/mo
2.7%
$800-$999/mo
5.3%
$1,000-$1,399/mo
11.5%
$1,400-$1,799/mo
15.8%
$1,800-$2,399/mo
26.3%
$2,400-$2,999/mo
15.6%
$3,000-$3,999/mo
13.8%

Source: ABS Census 2021, G38 Mortgage Repayment by SAL

Car Ownership

0 vehicles
7.9%
1 vehicle
39.9%
2 vehicles
36.0%
3 vehicles
11.1%
4+ vehicles
5.2%

Source: ABS Census 2021, G34 Motor Vehicles per Dwelling by SAL

Work, income and education in Point Clare

Employment

Employed full-time
30.2% 881 people
Employed part-time
22.4% 653 people
Unemployed
2.5% 72 people
Not in labour force
44.9% 1,311 people

Source: ABS Census 2021, G46 Labour Force Status by SAL

Occupation

Professionals
35.3%
Managers
15.6%
Technicians & Trade Workers
13.8%
Clerical & Administrative
12.3%
Community & Personal Service
10.9%
Sales Workers
5.3%
Labourers
3.5%
Machinery Operators & Drivers
3.2%

Source: ABS Census 2021, G51 Industry of Employment by Occupation

Weekly Household Income

Nil/Negative/wk
1.6%
$1-$149/wk
0.6%
$150-$299/wk
1.7%
$300-$399/wk
3.4%
$400-$499/wk
7.4%
$500-$649/wk
6.8%
$650-$799/wk
5.8%
$800-$999/wk
6.9%
$1,000-$1,249/wk
6.9%
$1,250-$1,499/wk
6.8%
$1,500-$1,749/wk
4.5%
$1,750-$1,999/wk
5.0%
$2,000-$2,499/wk
10.3%
$2,500-$2,999/wk
8.8%
$3,000-$3,499/wk
7.8%
$3,500-$3,999/wk
4.5%
$4,000+/wk
11.3%

Source: ABS Census 2021, G33 Household Income by SAL

Personal Weekly Income Distribution

$0 or less/wk
10.0%
$1-$149/wk
5.4%
$150-$299/wk
5.3%
$300-$399/wk
4.9%
$400-$499/wk
4.0%
$500-$649/wk
4.0%
$650-$799/wk
9.5%
$800-$999/wk
10.0%
$1,000-$1,249/wk
10.2%
$1,250-$1,499/wk
7.5%
$1,500-$1,749/wk
7.6%
$1,750-$1,999/wk
6.4%
$2,000-$2,999/wk
10.3%
$3,000-$3,499/wk
1.9%
$3,500+/wk
2.9%

Source: ABS Census 2021, G17 Personal Income by SAL

How People Get to Work

Car (driver)
64.2%
Did not go to work
25.0%
Car (passenger)
3.5%
Train
2.9%
Walked only
1.5%
Bus
1.1%
Truck
0.6%
Motorbike/Scooter
0.6%
Bicycle
0.3%
Other
0.3%

Source: ABS Census 2021, G62 Method of Travel to Work by SAL

Education Level

Year 12 or equivalent
60.5%
Year 10 or equivalent
26.5%
Year 11 or equivalent
6.8%
Year 9 or equivalent
6.2%

Shares are of people whose highest year of school is Year 9 to 12 only. Source: ABS Census 2021, G16 Highest Year of School by SAL

Qualifications

Certificate III/IV
33.3%
Bachelor Degree
28.6%
Advanced Diploma/Diploma
20.7%
Postgraduate Degree
10.2%
Graduate Diploma/Certificate
5.0%
Certificate I/II
2.2%

Source: ABS Census 2021, G49 Non-School Qualification by SAL

Field of Study

Management & Commerce
24.1%
Society & Culture
14.7%
Health
12.9%
Engineering
12.5%
Education
9.6%
Architecture & Building
7.1%
Creative Arts
5.8%
Food, Hospitality & Personal Services
4.6%
Information Technology
3.6%
Natural & Physical Sciences
3.1%
Agriculture & Environment
2.0%

Source: ABS Census 2021, G51 Field of Study by SAL

School & University Attendance

Primary: Government
35.4%
Secondary: Government
21.3%
Vocational Education
13.0%
Pre-school
11.3%
Secondary: Other Non-Govt
5.6%
Secondary: Catholic
4.9%
Primary: Catholic
4.8%
Primary: Other Non-Govt
3.6%

Source: ABS Census 2021, G15 Type of Educational Institution by SAL

More from the 2021 Census

Need for Assistance

Does not have need for assistance
86.8%
Has need for assistance
8.4%
Need for assistance not stated
4.7%

Source: ABS Census 2021, G18 Core Activity Need for Assistance by SAL

Long-term Health Conditions

Mental health
458
Asthma
169
Arthritis
163
Heart disease
153
Diabetes
134
Lung condition
115
Cancer
83
Stroke
74
Kidney disease
64
Dementia
35

Source: ABS Census 2021, G19 Long-term Health Conditions by SAL

Unpaid Carers

Provided unpaid assistance
13.5% 421
Did not provide
86.5% 2,693

Source: ABS Census 2021, G25 Unpaid Assistance by SAL

Volunteering

Volunteer
14.9% 467
Not a volunteer
85.1% 2,663

Source: ABS Census 2021, G23 Voluntary Work by SAL

Military Service

Current ADF: Regular
0.1% 3
Current ADF: Reserves
0.3% 9
Previously served
3.7% 116
Never served
95.9% 2,969

Source: ABS Census 2021, G22 ADF Service by SAL

Children Ever Born

No children
29.5%
1 child
13.0%
2 children
33.0%
3 children
18.2%
4 children
4.9%
5+ children
1.4%

Source: ABS Census 2021, G28 Children Ever Born by SAL

When Migrants Arrived

Before 1951
20
1951: 1960
48
1961: 1970
91
1971: 1980
90
1981: 1990
118
1991: 2000
125
2001: 2010
187
2011: 2015
70
2016
29
2017
11
2018
13
2019
20
2020
3

Source: ABS Census 2021, G10 Year of Arrival by SAL

Population Mobility

11.8%
moved in the last year
32.6%
moved in the last 5 years
4.1%
unemployment rate (Census)
55.8%
labour force participation

Source: ABS Census 2021, G43 Summary by SAL

Where Residents Moved From

Same address
3,320
Moved from NSW
331
Moved: same area (SA2)
82
Moved from overseas
12
Moved from VIC
8
Moved from SA
3
Moved from QLD
3

Source: ABS Census 2021, G44 Address 1 Year Ago by SAL

Unpaid Domestic Work

Less than 5 hours
20.0%
5: 14 hours
30.3%
15: 29 hours
15.5%
30+ hours
10.2%
Did not do domestic work
24.1%

Source: ABS Census 2021, G24 Unpaid Domestic Work by SAL

Family Blending

Intact family: no other children
90.8%
Step family: no other children
6.1%
Blended family: no other children
2.3%
Other couple: children only
0.8%

Source: ABS Census 2021, G31 Family Blending by SAL

Point Clare Crime Statistics

42 reported offences in 2025-26, by category.

Theft
9
Property Damage
6
Other Against Property
5
Assault
5
Sexual Offences
5
Traffic
4
Weapons
3
Other Against Person
3
Drug Offences
2

Total offences by year

2020
2021
2022
2023
2024
2025

Source: NSW BOCSAR (bocsar.nsw.gov.au).

Cheaper alternatives with similar incomes

Suburbs near Point Clare

The closest suburb to Point Clare is Tascott, 1.3 km away.

Tascott
1.3 km away · income $819/wk · rent $450/wk
West Gosford
2.2 km away · income $679/wk · rent $380/wk
Point Frederick
2.5 km away · income $882/wk · rent $390/wk
Gosford
2.8 km away · income $885/wk · rent $390/wk
Koolewong
3.2 km away · income $710/wk · rent $450/wk
East Gosford
3.5 km away · income $759/wk · rent $380/wk

Frequently Asked Questions About Point Clare

What is the population of Point Clare NSW?

The population of Point Clare NSW is 3,974 according to the ABS Census 2021. The suburb has a population density of 1,191 people per km². Point Clare is ranked #1,936 out of 14,663 suburbs by population.

What is the median income in Point Clare?

The median personal income in Point Clare NSW is $756 per week, or $39,312 per year. The median household income is $1,623 per week. Family income is $2,278 per week. Point Clare is ranked #4,411 by income out of 14,663 Australian suburbs.

How much is rent in Point Clare?

Median rent in Point Clare NSW is $380 per week ($1,647 per month). Rent represents 23.4% of household income, which is considered affordable. Point Clare ranks #2,445 out of 14,663 suburbs by rent.

What are mortgage repayments in Point Clare?

The median monthly mortgage repayment in Point Clare NSW is $2,000. This data comes from the ABS Census 2021 and reflects mortgage repayments for owner-occupied dwellings.

What is the median age in Point Clare?

The median age in Point Clare NSW is 46 years. This is older than the national median age of 38 years.

Is Point Clare a good suburb to live in?

Point Clare is a suburb in New South Wales with a population of 3,974. The median income is $756/wk, which is below the typical NSW suburb ($765/wk). Rent affordability is rated as affordable (23.4% of household income). See the full suburb profile above for detailed statistics.

Data: Australian Bureau of Statistics, Census of Population and Housing 2021. SA2 area: 13243. All dollar figures in AUD.