Shellharbour, NSW: suburb profile

The population of Shellharbour NSW is 3,520 according to the 2021 Census. The median personal income in Shellharbour is $741 per week ($38,532 per year). Median rent in Shellharbour is $420 per week ($1,820 per month). Shellharbour has a median age of 46 years, older than the national median of 38. Shellharbour has a population density of 1,443 people per km².

The most common overseas birthplace in Shellharbour is England. The most common religion is No religion (35.7% of residents). After English, the most spoken language is Macedonian. The median monthly mortgage repayment in Shellharbour is $2,167.

There were 60 recorded offences in Shellharbour in 2025-26, a rate of 17 offences per 1,000 people. The most common offence category was theft (24 offences).

Population
3,520
Census 2021
Median income
$741/wk
Personal, Census 2021
Median rent
$420/wk
Weekly, Census 2021
Median age
46years
Census 2021

Valid: Census 2021 · Source: ABS Census of Population and Housing 2021; offences from NSW BOCSAR (bocsar.nsw.gov.au), 2025-26.

Shellharbour vs the typical NSW suburb

The median personal income in Shellharbour is $741 a week, 3% below the typical NSW suburb ($765). That ranks 1,197th of 2,150 NSW suburbs with 200 or more residents. Median rent is $420 a week, $35 more than the typical NSW suburb. Rent takes 26.3% of the median household income here, against 22.6% in the typical NSW suburb. The median resident is 46, 3 years older than in the typical NSW suburb (43).

The typical suburb is the median across suburbs with 200 or more residents. ABS Census 2021, calculated by GDP.com.au.
MeasureShellharbourTypical NSWDifferenceTypical Australia
Personal income$741/wk$765/wk −3%$766/wk
Household income$1,596/wk$1,704/wk −6%$1,637/wk
Rent$420/wk$385/wk +9%$330/wk
Mortgage repayment$2,167/mo$1,965/mo +10%$1,733/mo
Median age4643 +3 yrs42
Rent share of household income26.3%22.6% +3.7 pts20.3%
Income, rent and mortgage against the typical suburb Valid: Census 2021 · Source: ABS, calculated by GDP.com.au
Bar chart of median income, rent and mortgage repayment in Shellharbour, the typical NSW suburb and the typical Australian suburb.

Shellharbour Population

3,520 residents at the 2021 Census.

Shellharbour Median Income & Rent

Median Income
$741/wk
$38,532 per year
Ranked 4,717 of 14,663
Median Rent
$420/wk
$1,820 per month
Ranked 1,513 of 14,663
Median Age
46years
8 years older than the national median
Mortgage
$2,167/mo
Avg household size: 2.5 · 0.8 per bedroom

Valid: Census 2021 · Source: ABS Census of Population and Housing.

Shellharbour Rent Prices & Affordability

26% of median household income goes on median rent

Marks at 25% and 35%. Band: moderate.

Household income $1,596/wk
Median rent $420/wk
Rent to income 26.3%

Rent is between 25% and 35% of household income: moderate housing costs.

Median rent in Shellharbour against your income

About $6,916 a month
Median rent $420/wk
Left after rent $1,176/wk
Rent share 26.3%

Shellharbour Schools

16
schools nearby
11
government
974
avg ICSEA score
5,754
total students
Shellharbour Anglican College Independent
Combined · K-12 · 981 students
1099
ICSEA
Nazareth Catholic Primary School Catholic
Primary · K-6 · 413 students
1052
ICSEA
Stella Maris Catholic Primary School Catholic
Primary · K-6 · 405 students
1050
ICSEA
Shell Cove Public School Government
Primary · K-6 · 463 students
1049
ICSEA
Flinders Public School Government
Primary · K-6 · 518 students
1004
ICSEA
Shellharbour Public School Government
Primary · K-6 · 368 students
999
ICSEA
Warilla High School Government
Secondary · 7-12 · 1,020 students
968
ICSEA
Peterborough School Government
Combined · U · 115 students
938
ICSEA
Warilla Public School Government
Primary · K-6 · 279 students
937
ICSEA
Oak Flats High School Government
Secondary · 7-12 · 648 students
932
ICSEA
Mount Warrigal Public School Government
Primary · P-6 · 185 students
885
ICSEA
Barrack Heights Public School Government
Primary · K-6 · 192 students
873
ICSEA
Warilla North Public School Government
Primary · K-6 · 167 students
872
ICSEA
Aspect South Coast School, Barrack Heights Independent
Primary
Amity College Illawarra Campus Independent
Combined

Showing 15 of 16 schools.

Source: Australian Curriculum, Assessment and Reporting Authority (ACARA), 2025. ICSEA is the Index of Community Socio-Educational Advantage (national average 1000).

All schools near Shellharbour, with a map

Shellharbour Map

Shellharbour, New South Wales Map data: OpenStreetMap
Loading map…

People in Shellharbour

Demographics

Gender Split

Male 48.6% (1,709) Female 51.4% (1,808)

Population Density

1,443
people per km²
3,520 people · 2.4 km²

Households

2.5
Avg household size
0.8
Persons per bedroom
$2,066
Family income/wk

Age Distribution

0-4
5-9
10-14
15-19
20-24
25-29
30-34
35-39
40-44
45-49
50-54
55-59
60-64
65-69
70-74
75-79
80-84
85+
Male Female

Source: ABS Census 2021, Suburb and Locality (SAL)

Most common overseas birthplaces

England
4.5%
North Macedonia
1.3%
New Zealand
1.2%
Italy
0.7%
Malta
0.5%
Scotland
0.5%
United States of America
0.5%

Shares are of all residents. Source: ABS Census 2021, G09 Country of Birth by SAL

Most common languages at home other than English

Macedonian
2.1%
Spanish
0.9%
Greek
0.6%
Italian
0.5%
Portuguese
0.5%
Croatian
0.4%
Korean
0.3%

Shares are of all residents. Source: ABS Census 2021, G13 Language Used at Home by SAL

Ancestry

English
41.1%
Australian
38.0%
Irish
11.9%
Scottish
9.9%
Italian
5.2%
German
4.5%
Macedonian
3.3%
Australian Aboriginal
3.0%
Maltese
2.1%
Spanish
1.8%
Dutch
1.4%

Shares are of the suburb population. People can report up to two ancestries, so shares add to more than 100%. Source: ABS Census 2021, G08 Ancestry by SAL

Religion

No religion
35.7%
Catholic
27.5%
Anglican
17.2%
Not stated
5.3%
Eastern Orthodox
3.3%
Christian (other)
2.6%
Presbyterian and Reformed
1.8%
Uniting Church
1.6%

Source: ABS Census 2021, G14 Religion by SAL

Indigenous Population

3.8%
Aboriginal & Torres Strait Islander

Source: ABS Census 2021, G07 Indigenous Status by SAL

Marital Status

Married
51.1% 1,526
Separated
3.1% 92
Divorced
9.5% 285
Widowed
5.5% 165
Never married
30.7% 918

Source: ABS Census 2021, G05 Marital Status by SAL

Family Structure

Couple: children under 15
33.2%
Couple: no children
31.7%
Couple: no children under 15
20.8%
One parent: no children under 15
7.9%
One parent: children under 15
6.4%

Source: ABS Census 2021, G29 Family Composition by SAL

Household Size

1 person
24.2%
2 persons
37.9%
3 persons
15.3%
4 persons
14.5%
5 persons
6.1%
6+ persons
1.9%

Source: ABS Census 2021, G35 Household Size by SAL

Homes in Shellharbour

Housing Tenure

Of the 1,379 occupied private dwellings in Shellharbour at the 2021 Census, 32.7% were rented, 37.3% owned outright and 27.2% owned with a mortgage.

Other tenure type
1.3% 18 dwellings
Owned outright
37.3% 515 dwellings
Owned with mortgage
27.2% 375 dwellings
Rented
32.7% 451 dwellings
Tenure type not stated
1.5% 20 dwellings

Source: ABS Census 2021, Suburb and Locality (SAL)

Dwelling Types

Separate house
81.9%
Semi-detached (2+ storey)
11.5%
Semi-detached (1 storey)
6.6%

Source: ABS Census 2021, G36 Dwelling Structure by SAL

Number of Bedrooms

1 bedroom
4.2%
2 bedrooms
21.3%
3 bedrooms
40.2%
4 bedrooms
27.4%
5 bedrooms
5.8%
6+ bedrooms
1.2%

Source: ABS Census 2021, G41 Number of Bedrooms by SAL

Monthly Mortgage Repayments

$0-$299/mo
8.6%
$300-$449/mo
1.0%
$450-$599/mo
1.0%
$600-$799/mo
1.3%
$800-$999/mo
4.6%
$1,000-$1,399/mo
10.5%
$1,400-$1,799/mo
15.1%
$1,800-$2,399/mo
28.0%
$2,400-$2,999/mo
14.8%
$3,000-$3,999/mo
15.1%

Source: ABS Census 2021, G38 Mortgage Repayment by SAL

Car Ownership

0 vehicles
5.7%
1 vehicle
34.3%
2 vehicles
37.7%
3 vehicles
13.6%
4+ vehicles
8.7%

Source: ABS Census 2021, G34 Motor Vehicles per Dwelling by SAL

Work, income and education in Shellharbour

Employment

Employed full-time
31.9% 854 people
Employed part-time
22.8% 609 people
Unemployed
2.5% 67 people
Not in labour force
42.8% 1,144 people

Source: ABS Census 2021, G46 Labour Force Status by SAL

Occupation

Professionals
27.1%
Technicians & Trade Workers
17.6%
Community & Personal Service
15.4%
Clerical & Administrative
12.8%
Managers
11.5%
Machinery Operators & Drivers
5.9%
Sales Workers
4.9%
Labourers
4.8%

Source: ABS Census 2021, G51 Industry of Employment by Occupation

Weekly Household Income

Nil/Negative/wk
1.3%
$1-$149/wk
0.2%
$150-$299/wk
0.8%
$300-$399/wk
3.0%
$400-$499/wk
6.5%
$500-$649/wk
5.3%
$650-$799/wk
6.5%
$800-$999/wk
8.7%
$1,000-$1,249/wk
8.2%
$1,250-$1,499/wk
6.9%
$1,500-$1,749/wk
5.4%
$1,750-$1,999/wk
5.3%
$2,000-$2,499/wk
10.4%
$2,500-$2,999/wk
8.5%
$3,000-$3,499/wk
8.3%
$3,500-$3,999/wk
4.1%
$4,000+/wk
10.6%

Source: ABS Census 2021, G33 Household Income by SAL

Personal Weekly Income Distribution

$0 or less/wk
9.7%
$1-$149/wk
4.8%
$150-$299/wk
5.3%
$300-$399/wk
5.3%
$400-$499/wk
4.5%
$500-$649/wk
3.7%
$650-$799/wk
10.0%
$800-$999/wk
10.1%
$1,000-$1,249/wk
12.4%
$1,250-$1,499/wk
8.4%
$1,500-$1,749/wk
6.5%
$1,750-$1,999/wk
5.8%
$2,000-$2,999/wk
9.5%
$3,000-$3,499/wk
1.9%
$3,500+/wk
2.2%

Source: ABS Census 2021, G17 Personal Income by SAL

How People Get to Work

Car (driver)
69.2%
Did not go to work
23.0%
Car (passenger)
3.9%
Walked only
2.1%
Truck
0.9%
Bicycle
0.3%
Other
0.3%
Bus
0.2%

Source: ABS Census 2021, G62 Method of Travel to Work by SAL

Education Level

Year 12 or equivalent
48.0%
Year 10 or equivalent
37.2%
Year 9 or equivalent
8.0%
Year 11 or equivalent
6.9%

Shares are of people whose highest year of school is Year 9 to 12 only. Source: ABS Census 2021, G16 Highest Year of School by SAL

Qualifications

Certificate III/IV
45.6%
Bachelor Degree
23.8%
Advanced Diploma/Diploma
19.0%
Postgraduate Degree
6.3%
Graduate Diploma/Certificate
3.1%
Certificate I/II
2.2%

Source: ABS Census 2021, G49 Non-School Qualification by SAL

Field of Study

Management & Commerce
21.6%
Engineering
17.6%
Health
13.4%
Society & Culture
13.3%
Education
11.2%
Architecture & Building
10.2%
Food, Hospitality & Personal Services
4.9%
Creative Arts
3.0%
Agriculture & Environment
1.9%
Natural & Physical Sciences
1.8%
Information Technology
1.0%

Source: ABS Census 2021, G51 Field of Study by SAL

School & University Attendance

Primary: Government
25.9%
Secondary: Government
23.3%
Vocational Education
15.2%
Pre-school
13.3%
Primary: Catholic
9.4%
Secondary: Catholic
8.8%
Secondary: Other Non-Govt
3.1%
Primary: Other Non-Govt
1.1%

Source: ABS Census 2021, G15 Type of Educational Institution by SAL

More from the 2021 Census

Need for Assistance

Does not have need for assistance
89.9%
Has need for assistance
5.9%
Need for assistance not stated
4.2%

Source: ABS Census 2021, G18 Core Activity Need for Assistance by SAL

Long-term Health Conditions

Mental health
296
Arthritis
170
Asthma
118
Diabetes
108
Heart disease
91
Cancer
76
Lung condition
68
Kidney disease
48
Stroke
39
Dementia
11

Source: ABS Census 2021, G19 Long-term Health Conditions by SAL

Unpaid Carers

Provided unpaid assistance
14.4% 412
Did not provide
85.6% 2,450

Source: ABS Census 2021, G25 Unpaid Assistance by SAL

Volunteering

Volunteer
13.3% 380
Not a volunteer
86.7% 2,485

Source: ABS Census 2021, G23 Voluntary Work by SAL

Military Service

Current ADF: Reserves
0.2% 5
Previously served
2.4% 70
Never served
97.4% 2,797

Source: ABS Census 2021, G22 ADF Service by SAL

Children Ever Born

No children
27.0%
1 child
10.1%
2 children
33.3%
3 children
22.0%
4 children
5.9%
5+ children
1.6%

Source: ABS Census 2021, G28 Children Ever Born by SAL

When Migrants Arrived

Before 1951
7
1951: 1960
63
1961: 1970
165
1971: 1980
112
1981: 1990
55
1991: 2000
22
2001: 2010
48
2011: 2015
28
2016
9
2017
3
2019
4

Source: ABS Census 2021, G10 Year of Arrival by SAL

Population Mobility

12.2%
moved in the last year
36.0%
moved in the last 5 years
4.0%
unemployment rate (Census)
57.5%
labour force participation

Source: ABS Census 2021, G43 Summary by SAL

Where Residents Moved From

Same address
2,940
Moved from NSW
273
Moved: same area (SA2)
96
Moved from ACT
5
Moved from overseas
4
Moved from TAS
4
Moved from QLD
3

Source: ABS Census 2021, G44 Address 1 Year Ago by SAL

Unpaid Domestic Work

Less than 5 hours
20.0%
5: 14 hours
29.2%
15: 29 hours
15.5%
30+ hours
9.9%
Did not do domestic work
25.4%

Source: ABS Census 2021, G24 Unpaid Domestic Work by SAL

Family Blending

Intact family: no other children
87.2%
Step family: no other children
10.3%
Blended family: no other children
2.5%

Source: ABS Census 2021, G31 Family Blending by SAL

Shellharbour Crime Statistics

60 reported offences in 2025-26, by category.

Theft
24
Assault
12
Other Against Person
8
Other Against Property
6
Property Damage
5
Sexual Offences
3
Drug Offences
2

Total offences by year

2020
2021
2022
2023
2024
2025

Source: NSW BOCSAR (bocsar.nsw.gov.au).

Cheaper alternatives with similar incomes

Suburbs near Shellharbour

The closest suburb to Shellharbour is Barrack Heights, 1.6 km away.

Barrack Heights
1.6 km away · income $618/wk · rent $380/wk
Flinders (NSW)
1.7 km away · income $822/wk · rent $490/wk
Blackbutt (NSW)
2.0 km away · income $707/wk · rent $420/wk
Warilla
2.7 km away · income $531/wk · rent $300/wk
Shell Cove
3.4 km away · income $931/wk · rent $600/wk
Mount Warrigal
3.4 km away · income $622/wk · rent $405/wk

Frequently Asked Questions About Shellharbour

What is the population of Shellharbour NSW?

The population of Shellharbour NSW is 3,520 according to the ABS Census 2021. The suburb has a population density of 1,443 people per km². Shellharbour is ranked #2,123 out of 14,663 suburbs by population.

What is the median income in Shellharbour?

The median personal income in Shellharbour NSW is $741 per week, or $38,532 per year. The median household income is $1,596 per week. Family income is $2,066 per week. Shellharbour is ranked #4,717 by income out of 14,663 Australian suburbs.

How much is rent in Shellharbour?

Median rent in Shellharbour NSW is $420 per week ($1,820 per month). Rent represents 26.3% of household income, which is considered moderate. Shellharbour ranks #1,513 out of 14,663 suburbs by rent.

What are mortgage repayments in Shellharbour?

The median monthly mortgage repayment in Shellharbour NSW is $2,167. This data comes from the ABS Census 2021 and reflects mortgage repayments for owner-occupied dwellings.

What is the median age in Shellharbour?

The median age in Shellharbour NSW is 46 years. This is older than the national median age of 38 years.

Is Shellharbour a good suburb to live in?

Shellharbour is a suburb in New South Wales with a population of 3,520. The median income is $741/wk, which is below the typical NSW suburb ($765/wk). Rent affordability is rated as moderate (26.3% of household income). See the full suburb profile above for detailed statistics.

Data: Australian Bureau of Statistics, Census of Population and Housing 2021. SA2 area: 13548. All dollar figures in AUD.